3 Ways to Get the Most Bang for Your Buck When You Donate to Charity

Money Crush

This time of year, you might be thinking about donating some of your money or your time to charity. You’re certainly not alone. According to Charity Navigator, total charitable giving in 2012 was about $316.23 billion in the United States, with about $223 billion of that from individuals. Many people do their giving over the […]

Published or Updated: December 27, 2013

3 Ways Re-Adjusting Your Budget Can Boost Your Credit

Credit

Budgeting helps you track your spending, save for retirement, and stay aware of your overall financial standing. But did you know it could also lead to new financial habits that can help boost your credit? Check out these ways re-adjusting your budget can up your score. 1. Lower your utilization ratio Your credit utilization ratio […]

Published or Updated: December 24, 2013

IRS Announces New Retirement Contribution and Income Limits for 2014

Exchange Rates

Each year, the IRS makes cost-of-living adjustments to all things tax-related. These adjustments affect everything from income tax brackets to retirement savings limits to tax deductions and credits. One of the most important cost-of-living adjustments is contribution and income limits for tax-advantaged retirement accounts, such as 401(k)s, IRAs and 403(b) plans. Cost-of-living adjustments are based […]

Published or Updated: December 23, 2013

What If You Over-Contribute to a 401(k)?

401k

We recently got this interesting question from a reader named Jeff: I know the IRS limit for 401k contributions is currently $17.5k / yr. What I want to know is what actually happens if I contribute more than that, say $20k? Do I get a stiff penalty?  Do I go to 401k jail?  Is this […]

Published or Updated: December 16, 2013

Where to Get the Best Deals this Holiday Season

Happy Holidays

The holiday shopping season is all about the deals. Everyone is looking for the best deals on gifts and the trappings of the holidays. So, where should you go to find the best deals of the holiday season? That depends on what you’re looking for. But here are a few things to try as you […]

Published or Updated: April 21, 2014

DR 007: How to Retire at Age 30 [with Mr. Money Mustache]

Dough Roller Podcast--Veterans Day

Podcast: Play in new window | Download | EmbedImagine working hard for all of nine years. And then at the ripe old age of 30, you and your spouse retire to start a family. While it may sound like a fairy tale, that’s exactly what an engineer named Pete did. Pete is better known as […]

Published or Updated: March 2, 2014

5 Steps for Giving a 529 Account this Christmas

Education

Looking for a gift for the kid who has everything? Skip the millionth set of Legos or pair of designer jeans, and give a gift that will truly last a lifetime: a college savings account. Not sure how to go about opening or contributing to a 529 account this Christmas? Take these steps to get […]

Published or Updated: December 20, 2013

5 Tax Deductions You Don’t Want to Miss for the End of the Year

Taxes

Now that the year is almost over, it’s the perfect time to boost your tax efficiency with a few tax deductions. The good news is that there is still time to reduce your tax liability for this year — as long as you act fast. Here are 5 tax deductions you don’t want to miss […]

Published or Updated: December 18, 2013

68 Restaurants and Retailers Offering Free Gift Cards for Givers

cash gift cards

If gift cards are your favorite go-to holiday gift, you’re in luck. Many restaurants and retailers roll out a great offer this time of year–buy some amount in gift cards, and get a free gift card in return. You can use that free gift card as a bonus gift or keep it for yourself. If […]

Published or Updated: December 14, 2013