The Complete Guide to 529 Plans

Education

A Section 529 Savings Account, 529 for short, is a great way to start saving for your child’s college education. Whether you can save a little or a lot for college, this is one of the best ways to do it, because 529 accounts grow tax-deferred. Need to learn more about 529s? This in-depth guide […]

Published or Updated: December 17, 2014

[Video] How to Determine Your Cost of Health Insurance Under Obamacare

Obamacare Costs

Today the federal government released some data on the cost of premiums under Obamacare. I spent several hours this morning looking at government websites in an effort to determine just how much health insurance will cost. It turned out to be so convoluted that I decided to put together a video to walk through the […]

Published or Updated: September 25, 2013

How I Make a Full Time Living as a Freelance Writer & How You Can, Too

how to make money as a freelance writer

Since I started freelance writing – nearly four years ago now – people have been intrigued by my job. “So what is it that you do?” “You actually get paid for that?” “How do you find work?” I hear these questions frequently from potential freelancers, incredulous 9-to-5er’s, and concerned friends and family members. Whether you’re […]

Published or Updated: September 27, 2013

Should You Ever Borrow to Pay Off Existing Debt?

how to use an HSA

At first glance, the question seems preposterous. Why would you ever borrow to pay off an existing debt? Wouldn’t the net result be the same? Actually, borrowing cash to pay off debt is more common than you might think. And that was exactly the question Barbara, a subscriber to my weekly newsletter, asked (you can […]

Published or Updated: September 23, 2013

GE Capital Bank Review

Coin Dropping Into Piggy Bank

In January, 2013, GE Capital Bank acquired MetLife’s online bank, creating the new GE Capital Online Bank. This online bank offers great yields and several good Certificate of Deposit options, but a quick online search also turns up hundreds of customer complaints. So what’s the real deal? Is GE Capital Bank worth checking out? As […]

Published or Updated: September 25, 2013

8 Awesome Online Forums for Personal Finance and Investing

personal-finance-gurus

Recently I’ve been spending a lot of time on personal finance and investing forums. As a blogger, forums are an excellent source of information. They let you know what questions people are asking about money. And the better forums have really thoughtful answers and resources. So I thought I’d share with you some of my […]

Published or Updated: September 23, 2013

How I Got Out of Debt in Less Than Two Years

Debt to Income

Hi, my name is Ben, and I’m a debtor. Or at least, I used to be. Two years ago I had $3,000 of credit card debt and didn’t know how to pay it off. I was lucky that I had some powerful things on my side in my fight against debt (more on this in […]

Published or Updated: September 20, 2013

The Definitive Financial Checkup for 30-Somethings (Part 1)

Average Wealth by Age

I get a lot of email from subscribers to our free weekly newsletter. It’s a great opportunity to connect with people and to share ideas about ways to improve our finances. Recently, a subscriber named Wanda emailed me with the following question: I am married and my husband and I are in our early thirties. […]

Published or Updated: September 30, 2013

[VIDEO] Step by Step Tutorial on Getting Your Free Credit Report

Credit Sesame Credit Score

A reader recently left a comment complaining that she was unable to get her credit report for free. She used the correct site, annualcreditreport.com. But for some reason she was convinced that the credit reporting agencies were trying to charge her for the report. Since an amendment to the Fair Credit Reporting Act in 2003, […]

Published or Updated: September 12, 2013