4 Options When You Can’t Open a Bank Account

According to CNN Money, about 15% of bank account applicants are denied regular savings and checking accounts because of their banking history. Banks usually get information about this history from a company called ChexSystems, which maintains a file of information on your checking account history similar to your credit report. ChexSystems, which is governed by […]


28 Ways a Library Can Save You Money

Interested in saving some money while becoming a better-educated (or better-entertained, or better-employed, or just all-around better) person? Check out your local library. While libraries started as a place to borrow books, they’ve evolved into much more. And all the offerings from your local library, used correctly, can add up to some serious savings back […]


Using the Current and Quick Ratios to Evaluate the Health of a Company

The very first thing that I do when evaluating a stock is to examine its balance sheet. The balance sheet tells you just how safe and sound a company is. Does it have a lot of debt? Does it have plenty of cash to weather a downturn in the economy? Looking at just the numbers, […]


Planning for College Costs

It’s never too early to start thinking about how you will pay for your children’s college education. The process can be complex, but we break it down to help you get a handle on planning for college costs. Set Goals As parents, we have goals and dreams for our children. We want our kids to […]


How Interest Rates Affect How Much Home You Can Afford

The state of the housing market is the talk of the town. Home prices are beginning to rise, and with them, mortgage rates are rising, as well. While interest rates are still quite low, they’re climbing back from the historic rock-bottom they’ve been sitting at since the housing market crash of 2008. But what do […]


8 Tips for Choosing an Excellent Real Estate Agent

Buying or selling a home? You’re about to make one of life’s biggest and most important financial transactions, and you don’t want to go through it alone. A good real estate agent can make all the difference. They will no the market backwards and forwards. They will have a network of contracts to help you […]