4 COBRA Alternatives That Could Save You Money

Doctor

If you’ve ever been laid off or left your job voluntarily, you may have looked into COBRA — and found that it would cost you a small fortune to continue your health insurance, especially since the government no longer subsidizes COBRA costs. Luckily, there are alternatives in today’s insurance market. Here’s what you need to […]

Published or Updated: August 28, 2013

4 Options When You Can’t Open a Bank Account

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According to CNN Money, about 15% of bank account applicants are denied regular savings and checking accounts because of their banking history. Banks usually get information about this history from a company called ChexSystems, which maintains a file of information on your checking account history similar to your credit report. ChexSystems, which is governed by […]

Published or Updated: July 28, 2014

28 Ways a Library Can Save You Money

Textbooks

Interested in saving some money while becoming a better-educated (or better-entertained, or better-employed, or just all-around better) person? Check out your local library. While libraries started as a place to borrow books, they’ve evolved into much more. And all the offerings from your local library, used correctly, can add up to some serious savings back […]

Published or Updated: September 4, 2013

Using the Current and Quick Ratios to Evaluate the Health of a Company

Apple Current and Quick Ratios

The very first thing that I do when evaluating a stock is to examine its balance sheet. The balance sheet tells you just how safe and sound a company is. Does it have a lot of debt? Does it have plenty of cash to weather a downturn in the economy? Looking at just the numbers, […]

Published or Updated: August 19, 2013

Planning for College Costs

College Savings

It’s never too early to start thinking about how you will pay for your children’s college education. The process can be complex, but we break it down to help you get a handle on planning for college costs. Set Goals As parents, we have goals and dreams for our children. We want our kids to […]

Published or Updated: September 4, 2013

How Interest Rates Affect How Much Home You Can Afford

Home Seller Tips

The state of the housing market is the talk of the town. Home prices are beginning to rise, and with them, mortgage rates are rising, as well. While interest rates are still quite low, they’re climbing back from the historic rock-bottom they’ve been sitting at since the housing market crash of 2008. But what do […]

Published or Updated: September 4, 2013

8 Tips for Choosing an Excellent Real Estate Agent

Real Estate Investing

Buying or selling a home? You’re about to make one of life’s biggest and most important financial transactions, and you don’t want to go through it alone. A good real estate agent can make all the difference. They will no the market backwards and forwards. They will have a network of contracts to help you […]

Published or Updated: September 7, 2013

5 Places to Invest Your Cash

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Are you one of those people who has a lot of cash on hand? Maybe you’re getting ready for a home purchase, or you just received a bonus, or you want to know where to keep your emergency fund. Is it worth it to buy a CD? Should you keep it in a high yield […]

Published or Updated: March 24, 2014

Save or Repay Debt First–8 Factors to Consider

Target Debt

A lot of people wrestle with whether to pay off debt or save money first. It’s an important question because how you approach debt and savings can have a big impact on your finances. Recently I asked some readers the following question related to the repay debt or save first issue: Let’s assume an individual […]

Published or Updated: September 7, 2013