14 Six-Figure Jobs The Don’t Require a Degree

Job Wanted

You might think that a college degree is a must-have if you want to land a high-paying job these days. For many career fields, this is true. But there are some surprising six-figure (and nearly six-figure) jobs that require no degree at all. Whether you’re ready to launch a new career or you just want […]

Published or Updated: September 7, 2013

5 Ways to Calculate How Much House You Can Afford

Quicken Loans

Particularly for those looking to buy their first home, the big question is always, “How much house can I afford.” I can still remember my wife and I trying to crunch the numbers when we bought our first home back in 1993. I was scared to death that we wouldn’t be able to afford the […]

Published or Updated: July 28, 2013

Save Big Money On College Textbooks

Textbooks

Students spend thousands on textbooks. It doesn’t matter what field you’re studying. Literature? You’ve got to buy thirty-five novels for every class. Science or math major? Textbooks for these classes routinely cost upwards of $100. But, there are ways to get ahead of the curve on textbooks, and great ways to save money. Here’s a […]

Published or Updated: August 19, 2013

8 Banking Options for College Students

College Student

If you held a part-time job in high school, you may have a bank account or even a credit card in your name. But if you didn’t work — maybe you just cashed those babysitting checks — you may not be used to dealing with more than just some money in your pocket. In college […]

Published or Updated: July 23, 2013

A Dead Simple Way to Track Your Net Worth

Net Worth Graph

If you’ve ever read one of Warren Buffet’s famous letters to Berkshire’s shareholders, you know that he starts each letter the same way. Each letter begins with how the company’s book value changed from the prior year. Here’s how he opened his must recent letter: In 2012, Berkshire achieved a total gain for its shareholders […]

Published or Updated: July 22, 2013

Fixed Rate vs. Adjustable Rate Mortgages: Pros and Cons

Mortgage Rates

While there are many types of mortgages, the biggest division is fixed rate versus adjustable. Although fixed rate mortgages are the most common in the United States, adjustable rate mortgages are the norm in many European countries and Australia. But just because one or the other is the norm doesn’t mean that it’s best for […]

Published or Updated: July 11, 2013

7 Tips for Settling a Debt On Your Own

Target Debt

Before Jennifer Smith’s (not her real name) store went out of business, she had perfect credit: no missed payments and no problems with massive debt. But after the business went under, she found herself with nearly $65,000 in debt on personal credit cards she’d used to keep her business afloat. “I was completely freaking out […]

Published or Updated: July 12, 2013

Price Matching Policies Made Simple for Top Retailers

price matching policies

Price matching can be a big money-saver, but you need to be able to navigate the fine print. For example, I saved more than 50 percent recently on a camera memory card purchase when Target matched Amazon’s $16.56 price, knocking down Target’s original price of $34.99. Ever better: I didn’t have to wait for shipping. […]

Published or Updated: August 29, 2013

13 Things Every High School Student Should Know About Money

BMGF - Co-Chair visit to Charlotte, Durham and Raleigh, N.C. - September 2009

Have you noticed that most personal finance advice is written for people already in a financial mess? For example, one of the most popular personal finance books of all time is Dave Ramsey’s The Total Money Makeover. While that book has helped millions, it’s helped those who have made poor financial decisions. But what about […]

Published or Updated: July 11, 2013