William Paid Review–How to Pay Rent with a Credit Card

William Paid Review

Recently, Dough Roller ran an article about how renters may be able to use their rent payments to boost credit. While this can help many renters build credit history just by doing what they’re already doing, the process can be a little complicated. Unless your landlord or rental management company uses Experian’s RentBureau system, your […]

Published or Updated: May 30, 2013

The Best Travel Rewards Credit Cards of 2014

Blue Sky from American Express Big

If you find yourself traveling a lot because of work or pleasure, owning a travel rewards credit card is a great way to reduce your costs and at the same time, earn a little something on the side.  Depending on your situation, you may be looking for a card that can earn you stays at […]

Published or Updated: March 31, 2014

8 Tips for Saving a Down Payment for a Home

Down payments require some serious cash. Even a bare-minimum 5 percent down payment on a conventional loan means coming up with about $9,800 for the current median home sale price, listed on Zillow, of $196,100. And that’s before adding in closing costs. You probably don’t want to wait forever while you chip away at a down […]

Published or Updated: May 29, 2013

A Complete Guide to Closing Costs

Complete Guide to Closing Costs

While most future homeowners know they need to save for a down payment, they often forget about closing costs. Closing costs are a broad category of items that you pay at the time you buy a home. They are called closing costs because you pay them at, you guessed it, the closing. The bad news […]

Published or Updated: May 28, 2013

Sunday Morning Roundup: Penny Stock Scams and Car Dealer Thugs

Two articles this past week got me spitting mad. One dealt why scumbag stock promoters, and they other one with car dealership thugs. First, the stock promoters. The Motley Fool’s Managing Editor Brian Richards wrote an excellent article on stock promoters–The Desperate, Deceptive Measures Penny Stock Scammers Use to Dupe Investors. This is a must-read […]

Published or Updated: May 28, 2013

How to Use Retirement Savings to Buy a House

Using Retirement Savings to Buy a House

Today’s low interest rates make buying a home incredibly tempting, especially if you’re being hit with annual increases in rent. But finding money for a down payment can be tough, especially if you don’t have much wiggle room in your budget. One option is to tap your retirement savings. This approach has plenty of pros […]

Published or Updated: April 16, 2014

Your 60-Second Guide to Credit Cards

60 Second Guide to Credit Cards

Are you completely new to the world of credit cards? Interest rates. Cash back bonuses. Credit limits. It can all be quite confusing! This quick credit card guide will get you started in understanding all the credit card basics: Credit Card Pros and Cons As with all other financial products, credit cards have their pros […]

Published or Updated: April 3, 2014

The Best Way to Get Your Credit Score

The undisputed best way to get your credit report comes from the only source that’s truly free: AnnualCreditReport.com. It’s easy and free because it’s guaranteed by law. Unfortunately for consumers, getting your credit score is not as easy as obtaining your free credit report. The world of credit scores is still a bit like the […]

Published or Updated: May 17, 2013

Using a Gift as Part of Your Down Payment

Gift

Photo: ejorpin Saving a down payment is one of the hardest parts of buying your first home. In fact, about 25 percent of first-time homebuyers get help with a gift from a relative as part of their down payment. There’s nothing wrong with this, but there are some regulations you need to consider as you […]

Published or Updated: May 17, 2013