How to Correct an Error on Your Credit Report

Even small errors on your credit report can cause big problems. A typo in your home address could make it difficult for you to pull a copy of your credit report, for instance. A larger error, such as a creditor misreporting your financial information, could cause more serious issues. This is why it’s essential that […]


What Type of Life Insurance is Best?

Search around the web for the best type of life insurance, and you’ll find lots of financial advisers who say, without hesitation, that term life insurance is best. While I generally agree and have term life insurance myself, the right answer for each individual is not always that easy. The truth is that with life insurance, as […]


Variable Income? 3 Options for Budgeting

Photo: RambergMediaImages As a freelance writer, I understand the vagaries of living on a variable income. It’s a boom-and-bust business, and some months, my family has more than enough. At other times, we’re barely squeaking by. Living with a variable income makes it hard for me to satisfy my Type-A-personality need to carefully budget all […]


9 Ways Credit Cards Can Save You Money

Ask anyone why they use credit cards, and I bet no one would reply “to save money.” Most are likely to think of fees, interest and debt before suggesting credit cards as a money saver. But there are many ways credit cards can help you save. Some of them are little-known, but experts have been taking […]


Do You Need Life Insurance after You Retire?

Some life insurance agents suggest (strongly) that having life insurance after you retire is a great idea. And it is great … for the agents and for the insurance companies who sell it. This boils down to the argument of whole life vs. term life insurance.  And if you buy into the idea that you […]


How to Protect Your Credit During a Divorce

Photo: EssG Divorce, whether nasty or amicable, can be an emotional roller coaster. It can be a financial roller coaster, as well. Not only can divorce hurt the finances of both parties, but it can be particularly difficult for the spouse who did not handle the money during the marriage. The good news is that […]