How About a 91% Tax Rate?

Yesterday I read an article written by Paul Krugman that made me hurl. Called The Twinkie Manifesto, the title of the article was the best part; it was all downhill after that. Krugman wants us to return to the day when the top marginal federal income tax rate was 91%. And his argument is as […]

Published or Updated: November 21, 2012

Review: PayPal Prepaid MasterCard

PayPal Prepaid MasterCard

Over the years a number of readers have asked me how to transfer money to and from a PayPal account. I use a PayPal account, and I always transfer funds via my online checking account. But many readers don’t have and don’t want (or can’t get) a checking account. So for these folks, today we’ll […]

Published or Updated: November 11, 2012

Reader Question: Should You Invest or Pay Off Student Loans?

The question I receive more than any other is whether you should pay off your debt before investing. In response to my article on paying off debt versus saving for retirement, a reader asked the following question: I recently finished grad school with about $180k in debt, most of which is at high interest rates […]

Published or Updated: November 11, 2012

25 Travel Websites to Use When Booking Your Next Vacation

Luggage

Traveling doesn’t have to break the bank. In fact, with a little effort, you can find some great deals. Where such deals be found? I’ve assembled a bevy of resources to aid you in your travel planning (the below are not in any particular order and the resource that yields you the best deal will […]

Published or Updated: March 5, 2013

Don’t Make These Mistakes When Buying Life Insurance

Jeff Rose

There’s no worse feeling than screwing up something when you make a purchase. Forgetting to enter a coupon code when purchasing an item online is frustrating, especially after you’ve already processed the payment. Fortunately, it shouldn’t take too long to get over the $6 you could have saved. There are much larger purchases, however, that […]

Published or Updated: August 15, 2013

8 Ways a Paper Scanner Makes Life Beautiful

Fujitsu ScanSnap S1500

Last week I bought a paper scanner. But it wasn’t just any scanner. It was the Fujitsu ScanSnap S1500 Instant PDF Sheet-Fed Scanner. And it’s changed my life. Sound a bit dramatic? It’s not. Imagine an organized, type A personality kind of person. Now imagine the opposite of that kind of person. I’m the opposite. […]

Published or Updated: October 30, 2012

10 Personal Finance Myths Busted

Hell, there are no rules here – we’re trying to accomplish something–Thomas Edison If you spend any time reading about personal finance, you’ve no doubt encountered a ton of rules. Whether it’s that credit cards are evil or that school loans are ‘good’ debt, these rules all have their place. A problem arises, however, if […]

Published or Updated: October 28, 2012

The Lowest and Highest State Taxes (Map)

highest and lowest state taxes

The Tax Foundation recently published a state-by-state study on state and local tax burdens. The study lists that tax burdens by state, including a ranking from highest to lowest state taxes. New York was the “winner” with a state tax burden topping the charts at 12.8%. Alaska has the lowest tax burden at 7.0%. The […]

Published or Updated: October 29, 2012

The 5 Best Rewards Credit Cards – March 2015

citi double cash

More than ever before, credit card companies are throwing cash, points, and miles at consumers to entice them to sign up for new credit cards. We’re talking bonuses worth hundreds of dollars just for signing up for a new credit card. Many of these cards don’t even have an annual fee! Here are a couple […]

Published or Updated: March 17, 2015