Citi ThankYou Preferred Card $400 Limited Time Gift Card Bonus

Update: This offer is no longer available, but you can see our review of the Citi ThankYou Credit Cards. With the holidays approaching, Citi is launching a limited time edition of its Citi ThankYou(R) Preferred Card. With this offer, you can earn up to 40,000 ThankYou points worth $400 in gift cards. Here’s how it […]

Published or Updated: February 28, 2013

How About a 91% Tax Rate?

Yesterday I read an article written by Paul Krugman that made me hurl. Called The Twinkie Manifesto, the title of the article was the best part; it was all downhill after that. Krugman wants us to return to the day when the top marginal federal income tax rate was 91%. And his argument is as […]

Published or Updated: November 21, 2012

Review: PayPal Prepaid MasterCard

PayPal Prepaid MasterCard

Over the years a number of readers have asked me how to transfer money to and from a PayPal account. I use a PayPal account, and I always transfer funds via my online checking account. But many readers don’t have and don’t want (or can’t get) a checking account. So for these folks, today we’ll […]

Published or Updated: November 11, 2012

Reader Question: Should You Invest or Pay Off Student Loans?

The question I receive more than any other is whether you should pay off your debt before investing. In response to my article on paying off debt versus saving for retirement, a reader asked the following question: I recently finished grad school with about $180k in debt, most of which is at high interest rates […]

Published or Updated: November 11, 2012

25 Travel Websites to Use When Booking Your Next Vacation

Luggage

Traveling doesn’t have to break the bank. In fact, with a little effort, you can find some great deals. Where such deals be found? I’ve assembled a bevy of resources to aid you in your travel planning (the below are not in any particular order and the resource that yields you the best deal will […]

Published or Updated: March 5, 2013

Don’t Make These Mistakes When Buying Life Insurance

Jeff Rose

There’s no worse feeling than screwing up something when you make a purchase. Forgetting to enter a coupon code when purchasing an item online is frustrating, especially after you’ve already processed the payment. Fortunately, it shouldn’t take too long to get over the $6 you could have saved. There are much larger purchases, however, that […]

Published or Updated: August 15, 2013

401k and IRA Contribution and Deduction Limits for 2014

The IRS recently released the new 2014 401k and IRA contribution and deduction limits. Unfortunately, because of a low inflation rate for the past year, not much has changed; you can contribute the same amount to both types of accounts this year as last. 401(k) Contribution Limits As announced by the IRS, the contribution limit […]

Published or Updated: January 6, 2014

8 Ways a Paper Scanner Makes Life Beautiful

Fujitsu ScanSnap S1500

Last week I bought a paper scanner. But it wasn’t just any scanner. It was the Fujitsu ScanSnap S1500 Instant PDF Sheet-Fed Scanner. And it’s changed my life. Sound a bit dramatic? It’s not. Imagine an organized, type A personality kind of person. Now imagine the opposite of that kind of person. I’m the opposite. […]

Published or Updated: October 30, 2012

10 Personal Finance Myths Busted

Hell, there are no rules here – we’re trying to accomplish something–Thomas Edison If you spend any time reading about personal finance, you’ve no doubt encountered a ton of rules. Whether it’s that credit cards are evil or that school loans are ‘good’ debt, these rules all have their place. A problem arises, however, if […]

Published or Updated: October 28, 2012