What You Need to Know About the Fiscal Cliff

Fiscal Cliff

Imagine your finances are in shambles. You’re drowning in credit card debt and not making nearly enough money. So you cut your discretionary spending and get a second job to generate some more income. Most would applaud the responsible steps you are taking to fix your finances. If you are the government, however, we call […]

Published or Updated: January 1, 2013

Citi ThankYou Preferred Card $400 Limited Time Gift Card Bonus

Update: This offer is no longer available, but you can see our review of the Citi ThankYou Credit Cards. With the holidays approaching, Citi is launching a limited time edition of its Citi ThankYou(R) Preferred Card. With this offer, you can earn up to 40,000 ThankYou points worth $400 in gift cards. Here’s how it […]

Published or Updated: February 28, 2013

How About a 91% Tax Rate?

Yesterday I read an article written by Paul Krugman that made me hurl. Called The Twinkie Manifesto, the title of the article was the best part; it was all downhill after that. Krugman wants us to return to the day when the top marginal federal income tax rate was 91%. And his argument is as […]

Published or Updated: November 21, 2012

Review: PayPal Prepaid MasterCard

PayPal Prepaid MasterCard

Over the years a number of readers have asked me how to transfer money to and from a PayPal account. I use a PayPal account, and I always transfer funds via my online checking account. But many readers don’t have and don’t want (or can’t get) a checking account. So for these folks, today we’ll […]

Published or Updated: November 11, 2012

Reader Question: Should You Invest or Pay Off Student Loans?

The question I receive more than any other is whether you should pay off your debt before investing. In response to my article on paying off debt versus saving for retirement, a reader asked the following question: I recently finished grad school with about $180k in debt, most of which is at high interest rates […]

Published or Updated: November 11, 2012

25 Travel Websites to Use When Booking Your Next Vacation

Luggage

Traveling doesn’t have to break the bank. In fact, with a little effort, you can find some great deals. Where such deals be found? I’ve assembled a bevy of resources to aid you in your travel planning (the below are not in any particular order and the resource that yields you the best deal will […]

Published or Updated: March 5, 2013

Don’t Make These Mistakes When Buying Life Insurance

Jeff Rose

There’s no worse feeling than screwing up something when you make a purchase. Forgetting to enter a coupon code when purchasing an item online is frustrating, especially after you’ve already processed the payment. Fortunately, it shouldn’t take too long to get over the $6 you could have saved. There are much larger purchases, however, that […]

Published or Updated: August 15, 2013

401k and IRA Contribution and Deduction Limits for 2014

The IRS recently released the new 2014 401k and IRA contribution and deduction limits. Unfortunately, because of a low inflation rate for the past year, not much has changed; you can contribute the same amount to both types of accounts this year as last. 401(k) Contribution Limits As announced by the IRS, the contribution limit […]

Published or Updated: January 6, 2014

8 Ways a Paper Scanner Makes Life Beautiful

Fujitsu ScanSnap S1500

Last week I bought a paper scanner. But it wasn’t just any scanner. It was the Fujitsu ScanSnap S1500 Instant PDF Sheet-Fed Scanner. And it’s changed my life. Sound a bit dramatic? It’s not. Imagine an organized, type A personality kind of person. Now imagine the opposite of that kind of person. I’m the opposite. […]

Published or Updated: October 30, 2012