15 Last Minute Tax moves for 2012

Last Minute Tax Moves

It’s not too late to make some year end tax moves for 2012 With the year coming to a close, now is a good time to consider a few last-minute tax moves. This year is particularly challenging because the chuckleheads in Washington can’t seem to get their act together with tax policy. While taxes are […]

Published or Updated: December 29, 2012

What is the Saver’s Tax Credit?

Uncle Sam

One of the most overlooked tax credits is also one of the best. If you qualify for this credit, the government actually pays you to contribute to your retirement account. It’s called the Saver’s Credit (officially the “Retirement Savings Contributions Credit”), and it’s one you don’t want to miss. The Saver’s Credit is designed to […]

Published or Updated: December 23, 2013

Ally Bank Review

Ally Bank Review

I just opened an online savings account at Ally Bank. It took all of about seven minutes to open the account, and Ally offers one of the highest interest rates available on an FDIC-insured account. So it seemed that a detailed review of Ally Bank was in order. Opening an Account at Ally As an […]

Published or Updated: July 16, 2014

Citi Price Rewind – Credit Card Price Protection on Steroids

Citi Price Rewind

One of the hidden perks of credit cards is price protection. Offered by some of the major card issuers, you are guaranteed the lowest prices on purchases charged to your credit card. Find the item for less within a certain number of days, and your credit card company just may refund the difference. But there’s […]

Published or Updated: December 21, 2012

A DIY Guide to Rebuilding Your Credit Score

Repairing Credit

You can rebuild your credit score by following a few simple steps Photo: 401(K) 2012 A reader named Amber e-mailed me recently and asked the following question about repairing her credit: I just settled all of my debt and got my credit score (not good) and printed off my credit reports. They all show that […]

Published or Updated: December 20, 2012

10 Easy Ways to Maximize Credit Card Rewards

rewards credit cards

Getting the most out of your rewards credit card is easy with these 10 tips Photo: Serge Melki Rewards credit cards are a mixed blessing. While they offer the promise of free travel, points, or even cash, at 1 or 2%, most people never accumulate a lot of rewards. It was this realization that caused […]

Published or Updated: December 18, 2012

Priceline Rewards Visa Card Review

Priceline

You have to admire a company that would hire William Shatner as its spokesperson. Perhaps I’m showing my age, but he’ll always be Captain Kirk to me. And he brings that same spastic passion to Priceline. And that brings me to our review of . This card falls into a relatively small group of cards […]

Published or Updated: April 3, 2014

Is a Donor-Advised Fund Right for You?

Donor-Advised Funds

Donate stock to charity through a donor-advised fund Photo: opensourceway My wife and I just opened a donor-advised fund. If you’ve been a long time reader of the Dough Roller, you know from my 2007 investing update that we’ve been considering this alternative to charitable giving for a long time. Today we’ll look at why […]

Published or Updated: April 21, 2014

IRAs for Kids are a Great Way to Build Weatlh

Power of Compounding

IRAs for kids are a great way to teach children about investing and the power of compounding. Photo: Gerard Van der Leun The biggest mistake I’ve made investing is a mistake almost all of us have made. The mistake is not picking the wrong investment. It’s not buying or selling at the “wrong” time. And […]

Published or Updated: December 20, 2012