Money Management and Personal Finance | The Dough Roller
It’s not too late to make some year end tax moves for 2012 With the year coming to a close, now is a good time to consider a few last-minute tax moves. This year is particularly challenging because the chuckleheads in Washington can’t seem to get their act together with tax policy. While taxes are [...]
One of the most overlooked tax credits is also one of the best. If you qualify for this credit, the government actually pays you to contribute to your retirement account. It’s called the Saver’s Credit (officially the “Retirement Savings Contributions Credit”), and it’s one you don’t want to miss. The Saver’s Credit is designed to [...]
I just opened an online savings account at Ally Bank. It took all of about seven minutes to open the account, and Ally offers one of the highest interest rates available on an FDIC-insured account. So it seemed that a detailed review of Ally Bank was in order. Opening an Account at Ally As an [...]
We have a winner! Congratulations to Carmen N. for winning the Dough Roller Holiday Cash Giveaway. And thanks for everybody who entered the contest. I’ll be running a new contest beginning January 1, giving away an iPad. So check back then on details on how to enter. That’s right. The Dough Roller team is giving [...]
One of the hidden perks of credit cards is price protection. Offered by some of the major card issuers, you are guaranteed the lowest prices on purchases charged to your credit card. Find the item for less within a certain number of days, and your credit card company just may refund the difference. But there’s [...]
You can rebuild your credit score by following a few simple steps Photo: 401(K) 2012 A reader named Amber e-mailed me recently and asked the following question about repairing her credit: I just settled all of my debt and got my credit score (not good) and printed off my credit reports. They all show that [...]
Getting the most out of your rewards credit card is easy with these 10 tips Photo: Serge Melki Rewards credit cards are a mixed blessing. While they offer the promise of free travel, points, or even cash, at 1 or 2%, most people never accumulate a lot of rewards. It was this realization that caused [...]
You have to admire a company that would hire William Shatner as its spokesperson. Perhaps I’m showing my age, but he’ll always be Captain Kirk to me. And he brings that same spastic passion to Priceline. And that brings me to our review of . This card falls into a relatively small group of cards [...]
Donate stock to charity through a donor-advised fund Photo: opensourceway My wife and I just opened a donor-advised fund. If you’ve been a long time reader of the Dough Roller, you know from my 2007 investing update that we’ve been considering this alternative to charitable giving for a long time. Today we’ll look at why [...]