Beware the Certified Used Car

Certified Used Cars

The last car I bought was a Certified Used Car. That moniker gave me some comfort about the quality of the car. After all, the car was c-e-r-t-i-f-i-e-d. Surely that means high quality, right? Not so fast. And I should have known better. The car I bought was a 2011 Toyota Camrey Hybrid. It was […]

Published or Updated: November 30, 2012

Should You Refinance from a 30-Year to a 15-Year Mortgage?

With mortgage rates once again at an all time low, the rate on a 15-year mortgage is really tempting. According to Freddie Mac’s weekly survey, the average rate on a 15-year mortgage is just 2.63%. And that’s almost 70 basis points lower than the rate on a 30-year fixed. And the really low rate has […]

Published or Updated: November 29, 2012

United MileagePlus Explorer Card Review

United Mileage Plus Explorer Card Banner

In my weekly column on U.S News & World Report, I wrote about Credit Cards Gone Wild. The article was about how credit card issuers are offering all kinds of crazy bonuses to get your business. I listed many of these offers in an article here on Dough Roller last week about the best rewards […]

Published or Updated: April 3, 2014

What You Need to Know About the Fiscal Cliff

Fiscal Cliff

Imagine your finances are in shambles. You’re drowning in credit card debt and not making nearly enough money. So you cut your discretionary spending and get a second job to generate some more income. Most would applaud the responsible steps you are taking to fix your finances. If you are the government, however, we call […]

Published or Updated: January 1, 2013

Citi ThankYou Preferred Card $400 Limited Time Gift Card Bonus

Update: This offer is no longer available, but you can see our review of the Citi ThankYou Credit Cards. With the holidays approaching, Citi is launching a limited time edition of its Citi ThankYou(R) Preferred Card. With this offer, you can earn up to 40,000 ThankYou points worth $400 in gift cards. Here’s how it […]

Published or Updated: February 28, 2013

How About a 91% Tax Rate?

Yesterday I read an article written by Paul Krugman that made me hurl. Called The Twinkie Manifesto, the title of the article was the best part; it was all downhill after that. Krugman wants us to return to the day when the top marginal federal income tax rate was 91%. And his argument is as […]

Published or Updated: November 21, 2012

Review: PayPal Prepaid MasterCard

PayPal Prepaid MasterCard

Over the years a number of readers have asked me how to transfer money to and from a PayPal account. I use a PayPal account, and I always transfer funds via my online checking account. But many readers don’t have and don’t want (or can’t get) a checking account. So for these folks, today we’ll […]

Published or Updated: November 11, 2012

Reader Question: Should You Invest or Pay Off Student Loans?

The question I receive more than any other is whether you should pay off your debt before investing. In response to my article on paying off debt versus saving for retirement, a reader asked the following question: I recently finished grad school with about $180k in debt, most of which is at high interest rates […]

Published or Updated: November 11, 2012

25 Travel Websites to Use When Booking Your Next Vacation

Luggage

Traveling doesn’t have to break the bank. In fact, with a little effort, you can find some great deals. Where such deals be found? I’ve assembled a bevy of resources to aid you in your travel planning (the below are not in any particular order and the resource that yields you the best deal will […]

Published or Updated: March 5, 2013