Social Security to Increase by 1.7% in 2013

Today the Social Security Administration announced the Cost of Living Adjustment (COLA) for 2013. Beginning in January 2013, Social Security beneficiaries will receive a 1.7% increase. Supplemental Security Income (SSI) benefits will go up by the same amount beginning on December 31, 2012. To put this increase in perspective, the average recipient will see an […]


What is an ABA Routing Number and Why You Should Care

This past weekend I set up direct deposit for a business payment I receive each month. The vendor required just three pieces of information: (1) the name of my bank, (2) my account number, and (3) the bank’s ABA Routing number. There are several situations when knowing your bank’s routing number is really important. For […]


Free Credit Report – Sometimes You Get What You Pay For

Sometimes I think Google has a sense of humor. I don’t know if the sense of humor is programmed into its search algorithm, added by Google’s search engineers, or just a fluke, but it’s definitely there. And a good example of it can be found if you search on the term “free credit report.” When […]


Estate Planning and Your Digital Assets

If you are reading this post, and I’ll assume you are, you have digital assets. I learned this first hand while handling my step-mother’s estate. Apart from who would run this blog in my absence, I’ve never really given any thought to how my wife or children would access my online life. And then I […]


7 Ways to Lower Your Life Insurance Premiums

Life insurance is one of those necessary evils in our lives. Much like all insurance products, many of us need it, but we want to pay as little as possible. It’s also a great example of what I call “painless ways to save money.” If you can lower your life insurance premiums, it gives you […]


The Best Interest-Free Credit Cards

Credit cards come with a variety of interest-free introductory offers today. From balance transfers to no interest on purchases, these cards offer a smart way to reduce or even eliminate interest charges on new purchases or transferred balances. Many interest-free credit cards come with no annual fee and a reasonable regular APR when the introductory […]