October 2012

Free Credit Report – Sometimes You Get What You Pay For

October 13, 2012

Sometimes I think Google has a sense of humor. I don’t know if the sense of humor is programmed into its search algorithm, added by Google’s search engineers, or just a fluke, but it’s definitely there. And a good example of it can be found if you search on the term “free credit report.” When [...]

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U.S. Bank Cash+ Visa Signature Card Review

October 11, 2012

Regular readers of the Dough Roller know that I love cash back credit cards. I carry and use cash back cards regularly and have earned thousands of dollars in free money over the years. So it’s rare that I come across a new card that has a unique offer worth sharing. But that’s exactly what [...]

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Estate Planning and Your Digital Assets

October 10, 2012

If you are reading this post, and I’ll assume you are, you have digital assets. I learned this first hand while handling my step-mother’s estate. Apart from who would run this blog in my absence, I’ve never really given any thought to how my wife or children would access my online life. And then I [...]

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7 Ways to Lower Your Life Insurance Premiums

October 8, 2012

Life insurance is one of those necessary evils in our lives. Much like all insurance products, many of us need it, but we want to pay as little as possible. It’s also a great example of what I call “painless ways to save money.” If you can lower your life insurance premiums, it gives you [...]

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The Best Interest Free Credit Cards

October 6, 2012

Credit cards come with a variety of interest free introductory offers today. From balance transfers to no interest on purchases, these cards offer a smart way to reduce or even eliminate interest charges on new purchases or transferred balances. Many interest free credit cards come with no annual fee and a reasonable regular APR when [...]

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Another Study on How Much You Should Save for Retirement

October 1, 2012

Over the years of writing about retirement here at the Dough Roller, I’ve covered a number of studies about retirement savings. There’s the book, Your Money Ratios, which posits that you need 12 times your annual salary by 65 to retire comfortably. And then there was a study by Money Magazine that basically reached the [...]

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The Best Bank CD Rates of 2013

October 1, 2012

My very first investment was in certificates of deposit. I was a teenager, and CDs paid more than 10%. While we can’t get that kind of return today, a certificate of deposit is a safe place to hold cash. And if you pick a high yield CD, you will earn a decent return. So I [...]

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