Archives for October 2012

8 Ways a Paper Scanner Makes Life Beautiful

Last week I bought a paper scanner. But it wasn’t just any scanner. It was the Fujitsu ScanSnap S1500 Instant PDF Sheet-Fed Scanner. And it’s changed my life. Sound a bit dramatic? It’s not. Imagine an organized, type A personality kind of person. Now imagine the opposite of that kind of person. I’m the opposite. […]

Published or Updated: October 30, 2012

The Lowest and Highest State Taxes (Map)

The Tax Foundation recently published a state-by-state study on state and local tax burdens. The study lists that tax burdens by state, including a ranking from highest to lowest state taxes. New York was the “winner” with a state tax burden topping the charts at 12.8%. Alaska has the lowest tax burden at 7.0%. The […]

Published or Updated: October 29, 2012

5 Top Rewards Credit Cards – 2015

More than ever before, credit card companies are throwing cash, points, and miles at consumers to entice them to sign up for new credit cards. We’re talking bonuses worth hundreds of dollars just for signing up for a new credit card. Many of these cards don’t even have an annual fee! Here are a couple […]

Published or Updated: August 27, 2015

CIT Bank Certificates of Deposit

Anytime I find a 12-month certificate of deposit paying more than 1% APY it’s worth talking about. And the one I have today comes from a well-known bank I’ve never heard of–CIT Bank. CIT Bank is an online bank that specializes in certificates of deposit. As a matter of fact, it only offers CD’s. CIT […]

Published or Updated: February 12, 2013

5 Things to Know About an Inherited IRA

As part of my ongoing series on handling the estate of a loved one, today I want to look at inherited IRAs. My step-mother had a couple of IRA accounts. As you may know, with an IRA, you can select the beneficiaries that will inherit the account when you die. As such, the funds do […]

Published or Updated: October 26, 2012

How to Track Your Business Finances Like a Ninja

How I track my business income and expenses has changed dramatically since I started my online company in 2007. What was once a painful process with uncertain results (I was always losing something) now takes just a few minutes a month. And the result is penny-perfect accounting that even my tax prepare admires. So how […]

Published or Updated: October 18, 2012

Social Security to Increase by 1.7% in 2013

Today the Social Security Administration announced the Cost of Living Adjustment (COLA) for 2013. Beginning in January 2013, Social Security beneficiaries will receive a 1.7% increase. Supplemental Security Income (SSI) benefits will go up by the same amount beginning on December 31, 2012. To put this increase in perspective, the average recipient will see an […]

Published or Updated: October 16, 2012

What is an ABA Routing Number and Why You Should Care

This past weekend I set up direct deposit for a business payment I receive each month. The vendor required just three pieces of information: (1) the name of my bank, (2) my account number, and (3) the bank’s ABA Routing number. There are several situations when knowing your bank’s routing number is really important. For […]

Published or Updated: October 15, 2012

Free Credit Report – Sometimes You Get What You Pay For

Sometimes I think Google has a sense of humor. I don’t know if the sense of humor is programmed into its search algorithm, added by Google’s search engineers, or just a fluke, but it’s definitely there. And a good example of it can be found if you search on the term “free credit report.” When […]

Published or Updated: October 13, 2012

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