Prosper vs. Lending Club SmackDown–Who has the best interest rates?

LendingClub: LendingClub investors can earn significantly higher returns than on savings accounts or CDs. For borrowers, you can submit an application in under 3 minutes and get an instant decision. For more information on becoming a lender or borrower, visit the official LendingClub website. If you think Prosper and Lending Club set interest rates the […]


What Happens To Your Credit After a Divorce?

Divorce is painful. In addition to the emotional and familial challenges, divorce can also affect your finances. And that brings us to a question I’ve heard from a number of people: How does divorce affect your credit? First the good news. Divorce itself does not have a direct effect on your credit, credit history or […]


5 Ways to Beat Miserly Bank Interest Rates

Today’s low interest rates are a double-edged sword. For borrowers the low rates are great. The interest rates to refinance or purchase a home have never been lower. But if you are a saver, the interest you can earn is downright maddening. And it’s a problem I’ve been really focused on as of late. My […]


Amex Prepaid Card Offering $25 Gift Card

Update: This prepaid card is no longer available. American Express now offers the Serve Prepaid Card. American Express has just launched a limited time offer for those interested in its prepaid card. Until August 31, 2012, Amex is giving away a $25 gift card when you get an American Express® Prepaid Card and load $200 […]