7 Apps To Make Free Phone Calls Online

telephone

When Skype emerged several years ago, it was all the rage.  The possibility of making free high quality phone calls excited our ultra-connected world.  Faster internet connections meant you could clearly and instantly transmit your voice from one computer to another.  Along with Skype, programs like iChat, Google Talk, and various other Messenger services emerged […]

Published or Updated: August 29, 2012

15 Auto Insurance Discounts You May Be Missing

Next to a root canal, paying for car insurance is about as painful as it gets. And the bill always seems to be an unpleasant surprise. Just when you think you’ve got the monthly budget under control, along comes a hefty 6-month premium. So I did some research into the common discounts that most car […]

Published or Updated: June 4, 2014

Survey: Highest Rated Credit Cards by Customer Satisfaction

JD Power Credit Card Satisfaction Study

J.D. Power has released its 2012 Credit Card Satisfaction Study. Now in its sixth year, the survey examines six key factors: customer interaction, credit card terms, billing and payment process, rewards, benefits and services and problem resolution. As in past years, American Express credit cards came out on top, although Discover cards was a close […]

Published or Updated: February 7, 2013

How to Find “Safe” Dividend Paying Stocks

Over the past two years I’ve been investing in dividend paying stocks. Given the low rates on savings accounts, I turned to “riskier” dividend stocks to get a better return on my money. Today I want to share a bit about my results and a resource I found to help identify dividend paying stocks that […]

Published or Updated: August 20, 2012

3 Ways to Avoid Paying Private Mortgage Insurance?

PMI

When my wife and I bought our first home, the most we could put down on the home was five percent. As a result, we had to pay private mortgage insurance (PMI) to qualify for the loan. Each month our mortgage payment included the premium for PMI, and I absolutely hated paying it. If your […]

Published or Updated: August 18, 2012

Discover Open Road Credit Card Review

Discover Online Mall

Updated: The Discover Open Road credit card is no longer available. It’s been replaced by the Discover it Credit Card. Why is it that gas prices drive us crazy? Perhaps it’s because we are reminded of the price per gallon every time we pass a gas station. Whatever the reason, we hate to pay even […]

Published or Updated: January 3, 2013

Reader Question: Can You Pay a Credit Card with Another Credit Card?

In a recent Daily Dough newsletter (subscribe here), I asked if people consider cash bonuses in picking credit cards, bank accounts, and brokerage accounts. You can see the responses to this question here. One reader responded with an interesting question of her own: Nowadays with my credit card paying all my bills, I think twice […]

Published or Updated: December 12, 2014

Do Bonus Deals Affect Your Purchasing Decisions?

Recently I asked Dough Roller newsletter subscribers (you can subscribe here and get a free copy of 99 Painless Ways to Save Money) whether a bonus deal on a product would affect their buying decision. Here’s some background. A lot of financial products are marketed by offering bonus cash to new clients. This is especially […]

Published or Updated: August 8, 2012

Prosper vs. Lending Club SmackDown–Who has the best interest rates?

Prosper Interest Rates

LendingClub: LendingClub investors can earn significantly higher returns than on savings accounts or CDs. For borrowers, you can submit an application in under 3 minutes and get an instant decision. For more information on becoming a lender or borrower, visit the official LendingClub website. If you think Prosper and Lending Club set interest rates the […]

Published or Updated: August 18, 2014