3 Reasons To Avoid Credit Card Cash Advances

I‘ve used a credit card to get a cash advance once. I was in college traveling in New England and ran out of money. And it cost me a fortune. A cash advance allows you to get cash from your credit card in one of two ways. First, if you have created an ATM PIN […]

Published or Updated: June 12, 2012

Comparison of the Best iPhone Plans

Compare iPhone Plans

I hate my Motorola Droid X. I bought it through Verizon Wireless before they offered the iPhone. And I’m now looking to switch back to Apple. The big question is whether to wait for the iPhone 5. But I’ve started researching who has the most affordable plans. Recently, both Virgin Mobile and Cricket announced that […]

Published or Updated: June 11, 2012

How Big of a Down Payment Do You Need to Buy a Home?

Credit Score

When we bought our first home back in 1993, we did so with a down payment of five percent. A few years ago, you could find home loans that didn’t require any down payment. Since the real estate market crash, lenders have tightened their underwriting requirements again, and zero-down loans are for the most part […]

Published or Updated: June 7, 2012

Leafully–A Cool Way to Track Your Energy Usage

Leafully Overview

The Department of Energy recently announced the winners of its “Apps for Energy” competition. Contestants can submit mobile and web applications that help consumer better managing their utility usage with the help of “Green Button” data (more about that in a minute). The winner was a pretty cool web app called Leafully. In theory, Leafully […]

Published or Updated: June 4, 2012