June 27, 2012
I’ve used a lot of money management tools. From mint.com, which is free, to Quicken, which is not, I’ve tried them all. And without a doubt the absolute best tool for budgeting is YNAB (short for “You Need A Budget”). A few days ago, the folks at YNAB released a new version of their software, [...]
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June 26, 2012
Q:A reader recently asked which of the following balance transfer offers was the best: 0% interest for 18 months, then going to 14%, or 0% interest for 12 months, then going to 10%? She explained that the balance transfer fees are the same for both offers at three percent. And she wants to pay off [...]
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