Archives for March 2012

Is ObamaCare Unconstitutional–Your 60 Second Guide

As an attorney working just minutes from the Supreme Court, this week has been unique even for this crazy town. Rarely do you see demonstrations like we’ve had this week outside the Court of Last Resort. But then, Obamacare is no ordinary case. If you’ve wondered exactly what the fuss is all about, here is […]

Published or Updated: March 30, 2012

5 Ways To Automate Your Finances

I‘m convinced that the one thing that could greatly improve finances for many people is also dead simple–automation. Studies have shown, for example, that when an employer automatically signs up new employees to the company’s 401k plan, a greater percentage of employees participate in the plan. While many of these employees would not enroll in […]

Published or Updated: August 29, 2013

OptionsHouse IRA Offers 100 Free Trades + Up To $125 In Transfer Fees

OptionsHouse has just released a new offer for those looking to open an IRA retirement account. When you open an IRA with OptionsHouse, you’ll get 100 free trades and OptionsHouse will reimburse you up to $125 in account transfer fees from your existing broker. This offer covers traditional IRAs as well as Roth IRA, SEP […]

Published or Updated: March 5, 2013

Inflation’s Bleak Prospects. . .in 1978

It’s the small, slow changes of life, the ones that occur a little each day, that are the hardest to see but, in the end, pack the hardest punch. Whether it’s the extra 50 calories a day we eat or the extra $50 a month we invest, the change is nearly invisible at first, but […]

Published or Updated: March 22, 2012

8 Lucrative Business Ideas for High School Students

When I turned 16, the first thing I did was get my driver’s license. And the second thing was to get a job. My idea of a job was to work at a local fast food restaurant, and later a grocery store. My first “real” job (I delivered newspapers at a young age) paid $3.35 […]

Published or Updated: May 23, 2016

Are High Gas Prices the President’s Fault?

As someone who works in Washington, DC in an office with a view of the White House, it’s hard to avoid politics. (Every day I watch the Vice President’s motorcade scream down Connecticut Avenue as it travels from the Navel Observatory to the White House and back again.) And during a presidential election year, things […]

Published or Updated: March 16, 2012

Which FICO Scores Do Mortgage Lenders Use?

As I’ve mentioned before, I’ve been on a refinancing binge. My wife and I have refinanced our home twice in the last 12 months, and my business partner and I are doing the same with three rental properties. With mortgage rates at an all time low, these deals were just too good to pass up. […]

Published or Updated: July 27, 2016

How Much Car Can You Afford?

I‘ve been talking to my children about finances a lot lately. As they near high school graduation (one senior, one junior), I grow more and more concerned about their ability to handle money. And last week the talk centered around how much you should spend on a car. Why am I worried? Well, my daughter […]

Published or Updated: September 8, 2016

List of Prepaid Credit Cards That Build Credit

In response to an article about free and low cost prepaid cards, a reader asked about building credit with a prepaid credit card: “Is using a Prepaid Credit Card a way to build a credit history for someone who doesn’t have one?” This is a great question, and underscores how confusing the different types of […]

Published or Updated: June 2, 2016

Advertising Disclosure: The credit card and savings account offers that appear on this site are from companies from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all credit card companies, banks, or all available offers, although best efforts are made to include a comprehensive list of offers regardless of compensation.