Where and How to Refinance an ARM into a Fixed Rate Mortgage

Welcome to our week-long series on refinancing your mortgage. In this last of five articles, we look at when and how you should refinance from an adjustable rate mortgage into a fixed rate loan. Adjustable rate mortgages are a two-edged sword. You get an initial mortgage rate lower than what you’d find on a fixed […]


7 Obstacles to Refinancing Your Mortgage (And How to Overcome Them)

Welcome to our week-long series on refinancing your mortgage. In this fourth of five articles, we look at some obstacles to refinancing and how to overcome them. With current mortgage rates at historic lows, refinancing your home loan can be a really easy way to save a bundle of money. Unfortunately, there are a number […]


FHA Streamline Refinance

Welcome to our week-long series on refinancing your mortgage. In this third of five articles, we look at the FHA Streamline Refinance program. Yesterday we looked at the Home Affordable Refinance Program. Called HARP, this program helps homeowners who have an underwater mortgage lower their interest rates. But it only applies if your mortgage is […]


Home Affordable Refinance Program (HARP) Revamped

Welcome to our week-long series on refinancing your mortgage. In this second of five articles, we look at the Home Affordable Refinance Program, better known as HARP. As the real estate market hit bottom, it created a significant hurdle to refinancing–home values. Many homeowners owe more to the bank than the value of their home. […]


When to Refinance Your Mortgage

Welcome to our week-long series on refinancing your mortgage. In this first of five articles, we look at when you should refinance. As I mentioned yesterday, my wife and I just closed on the refinancing our mortgage. We purchased our current home in 2004 and obtained a 30-year fixed rate mortgage at 5.625%. We are […]


A Guide to Refinancing Your Mortgage

I‘ve been in the middle of a refinancing frenzy. Last week my wife and I closed on a second refi in under 12 months on our home. We brought our rate down from 5.625% to 3.875% on a 30-year fixed. And my business partner and I are in the middle of refinancing three rental properties. […]