The 35 Best Online Colleges and Universities


Twenty years ago, the only way to obtain a college education was to do it the old fashioned, and expensive way.  Admittance to college came through the submission of an application through the mail (and usually with a check of $50 or more) and after completing your four year, 120 credit degree, you’re provided a […]

Published or Updated: June 6, 2013

The Ultimate Cash Back Credit Card Strategy

Blue Cash

Recently I published a review of the Blue Cash Everyday from American Express credit card. With the preferred version of the card, you earn 6% cash back at the grocery store. That’s a huge return, and it got me to thinking–could a typical family earn $1,000 a year or more in cash rewards simply by […]

Published or Updated: February 11, 2013

Get Organized with


Update: Manilla closed its doors on July 1, 2014. You can find alternatives to Manilla here. Personal finance is a lot more complicated than when I was growing up. My parents didn’t have to mess with a 401(k), cell phone or internet bills, credit card rewards, or daily deal coupons. Today, you practically need a […]

Published or Updated: May 21, 2014

Betterment Just Got Much Better

Betterment Costs

When I first reviewed Betterment I gave it mixed reviews. On the positive side, it is very easy to use, has a solid investment strategy, and allows you to invest with little money. On the negative side, however, it didn’t offer international exposure and its cost was just too high. I even spoke to Betterment’s […]

Published or Updated: November 1, 2013

My Experience with Nationwide’s Vanishing Deductible

I‘ve had my car insurance through Nationwide for nearly 30 years. While my rates have always been great because of multiple discounts, that all changed when our children started driving. With four cars and two teenagers, we were paying about $500 a month! And that’s even with three cars that are seven to 10 years […]

Published or Updated: February 21, 2012

Is Buying Gold and Silver a Smart Investment?

Gold and Silver

Two articles were recently published that took contrary views on investing in gold and silver. Both articles, which I’ll discuss in a minute, offer important insight into buying precious metals. Although not in large quantities, I’ve purchased silver American Eagles over the past two years and plan to buy gold American Eagles this year. Given […]

Published or Updated: April 6, 2013

Saturday Night at the Movies: How to Make Impossibly Difficult Decisions (The Matrix)


Saturday Night at the Movies uses great films to explore some aspect of personal finance. Published Saturdays at 7 PM, get your front row seat by subscribing to The Dough Roller. The Matrix is a movie about finding the truth. The Matrix follows a band of freedom fighters as they battle a surreal establishment with […]

Published or Updated: February 19, 2012

Blue Cash Everyday® Card from American Express Review

Apply for the Blue Cash Everyday Card

One of the absolute best cash back credit cards is one that I’ve never carried. And as I write this review, I’m wondering exactly why I don’t have this card.  I’m talking about the , a credit card that most definitely ranks as one of the best credit cards available today. This card comes in […]

Published or Updated: February 28, 2014

Where and How to Refinance an ARM into a Fixed Rate Mortgage

ARM vs. Flat Rate

Welcome to our week-long series on refinancing your mortgage. In this last of five articles, we look at when and how you should refinance from an adjustable rate mortgage into a fixed rate loan. Adjustable rate mortgages are a two-edged sword. You get an initial mortgage rate lower than what you’d find on a fixed […]

Published or Updated: February 16, 2012