Track Your Finances with HelloWallet

HelloWallet Logo

I‘ve been writing about finance for many years now, having trudged through the many reviews of online software to help consumers budget.   Quicken has always been my software of choice, but I have to say that as of today, I’ll be using HelloWallet for all of my budgeting needs.  This software may be a bit […]

Published or Updated: January 27, 2012

TurboTax 2013 Review

TurboTax_Refund_Guarantee

With tax season right around the corner, it’s a good time to review the #1 most popular tax software on the market–TurboTax 2013. I’ve used TurboTax for years and reviewed several versions of the software over the years. With our tax returns, we really put TurboTax through its paces. In addition to itemizing deductions, we […]

Published or Updated: February 17, 2014

Avoid These Mistakes When Climbing Out of Debt

Proceed with caution

Welcome to our week-long series on crushing your credit card debt. In this last of five articles, we look at some common mistakes people make as they try to pay off their credit card debt. So you have considered the decisions and circumstances that got you into your current debt situation. You are committed to […]

Published or Updated: January 27, 2012

How to Find Extra Cash to Put Toward Your Debt

Money Crush

Welcome to our week-long series on crushing your credit card debt. In this fourth of five articles, we look at several ways to free up extra cash to put toward your credit card debt. Photo Credit: Rocpoc In yesterday’s article about using the debt snowball, we saw how even an extra $50 a month toward […]

Published or Updated: February 5, 2012

How a Debt Snowball Can Reduce and Then Eliminate Your Debt

Debt Snowball

Welcome to our week-long series on crushing your credit card debt. In this third of five articles, we look at how to supercharge your get out of debt program with the Debt Snowball. Let’s cut right to the chase. Using the debt snowball method can save you thousands of dollars in interest payments and significantly […]

Published or Updated: January 26, 2012

How to Lower the Interest Rate on Your Credit Cards

High Interest Rates

Welcome to our week-long series on crushing your credit card debt. In this second of five articles, we look at several ways to easily lower the interest rates on your cards. The average credit card interest rate is just above 14 percent. But averages can be misleading. Actual credit card interest rates range from a […]

Published or Updated: February 7, 2013

How to Break Your Credit Card Addiction

Cash-Only

Welcome to our week-long series on crushing your credit card debt. In this first of five articles, we look at the most important part of tackling credit card debt–stop going into more debt Without a doubt, the hardest part of getting out of credit card debt is avoiding new debt. Our society has grown so […]

Published or Updated: January 24, 2012

How to Crush Your Credit Card Debt Once And For All

Crushing Car

Photo Credit: P.A. King According to the latest statistics from the Federal Reserve, Americans have a total of $798 billion in revolving debt. The vast majority of this debt is on credit cards. To put this in perspective, this amounts to about $15,799 for each household with credit card debt. As someone who had to […]

Published or Updated: February 5, 2012

YAP Prepaid MasterCard Review

YAP Prepaid MasterCard

Update: The YAP MasterCard is no longer available. But a popular alternative with very low fees is the Walmart MoneyCard Prepaid MasterCard. You’ve probably never heard of the YAP Prepaid MasterCard. While it’s not the most popular prepaid card, there were two things about this card that caught my attention. First, as I’ll explain below, […]

Published or Updated: April 3, 2014