January 2012

Track Your Finances with HelloWallet

January 30, 2012

I‘ve been writing about finance for many years now, having trudged through the many reviews of online software to help consumers budget.   Quicken has always been my software of choice, but I have to say that as of today, I’ll be using HelloWallet for all of my budgeting needs.  This software may be a bit [...]

Read the full article →

TurboTax 2012 Review

January 28, 2012

With tax season right around the corner, it’s a good time to review the #1 most popular tax software on the market–TurboTax 2012. I’ve used TurboTax for years and reviewed several versions of the software over the years. With our tax returns, we really put TurboTax through its paces. In addition to itemizing deductions, we [...]

Read the full article →

American Express Credit Cards Review

January 27, 2012

Founded all the way back in 1850 (even before Dough Roller was born!), American Express has spent the better part of 160 years providing financial services to consumers and businesses.  Strangely, AMEX started out as an express mail service and did not make its way into the financial industry until 1882 by opening up a [...]

Read the full article →

Avoid These Mistakes When Climbing Out of Debt

January 27, 2012

Welcome to our week-long series on crushing your credit card debt. In this last of five articles, we look at some common mistakes people make as they try to pay off their credit card debt. So you have considered the decisions and circumstances that got you into your current debt situation. You are committed to [...]

Read the full article →

How to Find Extra Cash to Put Toward Your Debt

January 26, 2012

Welcome to our week-long series on crushing your credit card debt. In this fourth of five articles, we look at several ways to free up extra cash to put toward your credit card debt. Photo Credit: Rocpoc In yesterday’s article about using the debt snowball, we saw how even an extra $50 a month toward [...]

Read the full article →

How a Debt Snowball Can Reduce and Then Eliminate Your Debt

January 25, 2012

Welcome to our week-long series on crushing your credit card debt. In this third of five articles, we look at how to supercharge your get out of debt program with the Debt Snowball. Let’s cut right to the chase. Using the debt snowball method can save you thousands of dollars in interest payments and significantly [...]

Read the full article →

How to Lower the Interest Rate on Your Credit Cards

January 24, 2012

Welcome to our week-long series on crushing your credit card debt. In this second of five articles, we look at several ways to easily lower the interest rates on your cards. The average credit card interest rate is just above 14 percent. But averages can be misleading. Actual credit card interest rates range from a [...]

Read the full article →

How to Break Your Credit Card Addiction

January 23, 2012

Welcome to our week-long series on crushing your credit card debt. In this first of five articles, we look at the most important part of tackling credit card debt–stop going into more debt Without a doubt, the hardest part of getting out of credit card debt is avoiding new debt. Our society has grown so [...]

Read the full article →

How to Crush Your Credit Card Debt Once And For All

January 22, 2012
Thumbnail image for How to Crush Your Credit Card Debt Once And For All

Photo Credit: P.A. King According to the latest statistics from the Federal Reserve, Americans have a total of $798 billion in revolving debt. The vast majority of this debt is on credit cards. To put this in perspective, this amounts to about $15,799 for each household with credit card debt. As someone who had to [...]

Read the full article →

← Previous Entries