Track Your Finances with HelloWallet

I‘ve been writing about finance for many years now, having trudged through the many reviews of online software to help consumers budget.   Quicken has always been my software of choice, but I have to say that as of today, I’ll be using HelloWallet for all of my budgeting needs.  This software may be a bit […]


Avoid These Mistakes When Climbing Out of Debt

Welcome to our week-long series on crushing your credit card debt. In this last of five articles, we look at some common mistakes people make as they try to pay off their credit card debt. So you have considered the decisions and circumstances that got you into your current debt situation. You are committed to […]


How to Find Extra Cash to Pay Down Your Debt

Welcome to our week-long series on crushing your credit card debt. In this fourth of five articles, we look at several ways to free up extra cash to put toward your credit card debt. In yesterday’s article about using the debt snowball, we saw how even an extra $50 a month toward your debt can […]


How a Debt Snowball Can Reduce and Then Eliminate Your Debt

Welcome to our week-long series on crushing your credit card debt. In this third of five articles, we look at how to supercharge your get out of debt program with the Debt Snowball. Let’s cut right to the chase. Using the debt snowball method can save you thousands of dollars in interest payments and significantly […]


How to Lower the Interest Rate on Your Credit Cards

Welcome to our week-long series on crushing your credit card debt. In this second of five articles, we look at several ways to easily lower the interest rates on your cards. The average credit card interest rate is just above 14 percent. But averages can be misleading. Actual credit card interest rates range from a […]


How to Break Your Credit Card Addiction

Welcome to our week-long series on crushing your credit card debt. In this first of five articles, we look at the most important part of tackling credit card debt–stop going into more debt Without a doubt, the hardest part of getting out of credit card debt is avoiding new debt. Our society has grown so […]