2011 Holiday Tipping Guide

Photo: Muy Yum ‘Tis the season to tip! It’s a wonderful time of the year and it’s also pretty darn confusing. Sometimes it’s difficult to figure out when a tip is even appropriate, let alone how much you should give. That times are tough and you might not be able to be as generous as […]


Comparison of Layway Plans from 5 Major Retailers

Photo: Irargerch Is layaway smart? According to Senator Charles Schumer (NY) layaway programs are deceptive and misleading. Senator Schumer is prepared to take on layaway programs with the same force that he used to take on the credit card companies. Schumer is the one who put the legislation in place that now requires credit card […]


Why I Invoice Clients Online Using FreshBooks

There are certain aspects of running an online business that are really tedious. Bookkeeping is one of them. Each month I invoice about six clients. While that doesn’t seem like much, it’s frankly a real pain. Until recently, I used QuickBooks to generate the invoice and track payments. The problem is that QuickBooks is a […]


What To Do When Your Check Engine Light Comes On

Photo: f2point8 We recently bought a car for our kids to drive. It’s a beauty, too. We’re talking a 2004 Mercury Sable with 170,000 miles. And after just a few short weeks of ownership, the dreaded “check engine light” came on. Now we did what most probably do–we took it to a repair shop. I […]


Credit Card Minimum Payments will Maximize Your Financial Pain

Photo: Miguelavg The minimum payment required on a credit card is a lot like the three Sirens of Greek mythology. Part human and part bird, the Sirens lived on a rocky island in the middle of the sea. They sang so beautifully that passing sailors couldn’t resist getting closer, with disastrous results as their ships […]


Best Digital Camera Bargains for 2011

I have a love-hate relationship with digital cameras. Having owned several, including my current Nikon D-70 that I got for Father’s Day a few years ago, I speak from experience when I say that when it comes to getting that critical family shot, what can go wrong, will go wrong. Just this week I messed […]