Money Management and Personal Finance | The Dough Roller
Free credit reports are nothing new. But as we’ve have written before, while you can get your free report at AnnualCreditReport.com, it won’t come with your credit score. A company called Privacy Guard, however, just launched a 30-day trial for $1 that allows users to check their triple credit report and score. So I decided [...]
Picking your first mutual fund is kind of like a first date–scary at first, but later you wonder what all the fuss was about. This past weekend, a close relative spent some time with my family and me. We’ll call her Susie (not her real name). Susie is 31, has one daughter (cute as can [...]
Bank of America has taken it on the chin the past few weeks after announcing it would charge a $5 monthly fee to all customers using a debit card. The sad reality is that Bank of America is not the first or the last bank to charge customers a debit card fee. And it seems [...]
The Social Security Administration announced that monthly Social Security and Supplemental Security Income (SSI) benefits will increase 3.6 percent in 2012. Called a Cost-of-Living Adjustment, or COLA for short, the 3.6% increase is the first raise in benfits since 2009. About 55 million Social Security beneficiaries will see the increase beginning in January 2012. Another [...]
With bank fees on the rise, many are looking to take their business to smaller financial institutions. One popular option are credit unions. A credit union is a cooperative financial institution owned by its members. As a result, these smaller institutions often offer banking services at lower costs and with better rates. In the Daily [...]
Do you know the difference between a credit card and a charge card? Simply put, a credit card has a defined credit limit that allows you to carry a balance from month to month. In contrast, a charge card has no pre-set spending limit, but must be paid in full every month. Up until today, [...]
This year marked the fourth year anniversary of The Dough Roller! Before starting this site, I had no idea how to set up a blog. I’ve come a long way. Recently, several people have asked me to walk them through step by step how to start a blog using WordPress. The good news is that [...]
Cash back credit cards are one of the best ways to put extra money in your pocket. With the top cash rewards giving you up to 5% back on every purchase, and many offering bonus cash for new card members, the time is never been better to get a credit card that pays you to [...]
When it comes to mortgages and credit scores, there are two really important questions to ask: What credit score do I need to qualify for a mortgage? What credit score do I need to get the lowest interest rate on a mortgage? These different but related questions are important if you are looking to buy [...]