Will Multiple Balance Transfers Hurt Your Credit?

A reader named Laura e-mailed me this week with a question about balance transfer offers and credit scores: Does “jumping from card to card” with balance transfers hurt your credit? A Quick Recap of Balance Transfer Credit Cards It’s a great question. But before getting to the answer, let’s put the question into context. Cards […]

Published or Updated: January 22, 2012

The Best Frequent Flyer Credit Cards of 2012

Frequent Flyer

I recently changed jobs. With my new job, I’ll be traveling a lot more, and that’s prompted me to spend some time researching everything from frequent flyer programs to hotel rewards to rental car promotional offers. It’s also going to result in a few changes to the credit cards I carry. So I spent some […]

Published or Updated: September 4, 2013

The Unemployed Need Not Apply!

jobless need not apply

Imagine being out of work and desperately looking for a job. You come across a job opening that matches your experience and skill set perfectly. But there’s just one big honking problem. The ad says that the “unemployed need to apply.” What?!? (Source: NYtimes) And apparently this is a much bigger problem than you might […]

Published or Updated: April 16, 2014

McDonald’s Monopoly Game is Back!

Mcdonald's Monopoly Game

The McDonald’s Monopoly game starts today (September 27, 2011). I’ve been a big fan of this game ever since McDonald’s first launched this marketing juggernaut in 1987. So this year I thought I’d give you everything you need to know about the game, including how to play online, how to get free game pieces and […]

Published or Updated: January 16, 2012

Just Locked In a 3.75% Fixed Rate 30-Year Mortgage

My wife and I refinanced our mortgage earlier this year. We had a 30-year fixed rate loan at 5.625%. We refinanced with no points to a 30-year fixed rate at 4.875%. I was convinced at the time that we would never refi our mortgage again. Boy was I wrong. In fact, just last week we […]

Published or Updated: January 29, 2012

The Best No Annual Fee Credit Cards of 2014

Citi Platinum Select Visa Card Big

One of the biggest factors people use to pick a credit card is whether or not it has an annual fee.  Credit cards with no annual fee are exponentially more popular than those who charge members each year for the privilege of carrying the plastic.  But sometimes, the price a consumer will pay by avoiding […]

Published or Updated: November 17, 2014

List of Daily Deal Sites

daily deal sites

Over the past year or so “daily deal” sites have proliferated. Perhaps the most newsworthy daily deal site is Groupon, which Google tried to purchase last year for $6 billion. Groupon declined. These deal sites typically fall into one of four categories: Local Deals: Sites like Groupon and Living Social offer daily deals from local […]

Published or Updated: September 22, 2011

My Experience with a 401K Rollover

I recently changed jobs. And as part of the transition, I decided to rollover my 401k from my old employer to a rollover IRA. My 401k was with Fidelity, and my plan was to move it over to an existing IRA at Vanguard. In this article I want to walk through the reasons I made […]

Published or Updated: September 21, 2011

How to Buy Gold and Silver Online with APMEX

Gold Coins

I‘ve wanted to invest in gold or silver for some time. Not a big investment, but just enough to give my portfolio some more diversity. Plus I like collecting coins, and gold and silver are a perfect fit. The problem was finding the best place to buy precious metals. I ended up buying silver online, […]

Published or Updated: September 22, 2011