All About Credit Scores

Here’s an impossible question to answer–What’s my credit score? The reason nobody can answer that question is because we all have more than one score. In fact, we have many, many credit scores. Here’s another impossible question to answer–What’s my FICO credit score? Surely there is just one FICO score for each of us, right? […]


How to Maximize Your FDIC Insurance Coverage

When you walk into the bank, it’s hard not to notice the display notifying customers that the bank is FDIC insured.  Despite people’s familiarity with the notice, there are many misconceptions about what FDIC insurance actually entails.  Some people think that all of the money they deposit into the bank, regardless of account type, is […]


My OptionsHouse IRA Took a Little Elbow Grease to Open

On Monday, I decided that it was finally time to open my very own Traditional IRA.  I made this decision for two reasons, the first and most important of which was to finally start tucking money away for my retirement.  I’m still only 26 years of age but those next 35 have a way of […]


6 Unexpected Expenses New Homebuyers Should Know

When first-time homebuyers finally close the deal on their first home, they are often so focused on the price of the home and the mortgage, that they forget about the other expenses involved with the closing process. Here we’ll take a look at some of the typical fees that often catch first-time homebuyers by surprise, […]


Which Mortgage is Right for You?

Recently, I’ve been spending more time than I care to admit with mortgage brokers. First my wife and I refinanced our home to take advantage of the low mortgage rates (we got 4.825% fixed for 30 years on a super conforming loan). And then I refinanced one of my investment properties. During this refi bonanza, […]


Capital One Classic Platinum Credit Card Review

The very first credit card I ever owned was the Capital One® Classic Platinum Credit Card, and here I am 8 years later, still pulling it out of my wallet from time to time.  Designed for cardholders with limited to average credit (which is exactly what I had after taking out a plethora of student […]