Archives for August 2011

Capital One Classic Platinum Credit Card Review

The very first credit card I ever owned was the , and here I am 8 years later, still pulling it out of my wallet from time to time.  Designed for cardholders with limited to average credit (which is exactly what I had after taking out a plethora of student loans) this card is simple […]

Published or Updated: February 28, 2014

Why the S&P Downgrade of U.S. Debt was Right on the Money

The S&P downgrade of U.S. debt from AAA to AA+ reminds me of the Christian Bale’s character (Dicky Eklund) in the movie, The Fighter. We’ve been walking around like we’re the “pride of Lowell,” but now we’ve been slapped down to reality. If there’s any doubt about this, check out what China had to say […]

Published or Updated: August 9, 2011

How Do Points Affect Your Auto Insurance Rate?

For the most part, the motor vehicle administrations located statewide throughout the United States have “point systems” which are used to track accidents and violations that impact your driving record. This point system is especially pertinent when one is looking to purchase car insurance. Car insurance companies will order a copy of the applicant’s driving […]

Published or Updated: August 8, 2011

Writing Bad Checks Will Cost You More Than Just Money

A few days before my college graduation, I faced some very real fears.  Having no apartment, no job and no life outside of school, I stayed awake at night terrified thinking that I went to school for nothing.  Sure, I know a little more about probability and statistics but spending five years in school only […]

Published or Updated: August 8, 2011

Western Union MoneyWise Prepaid Card Review

As prepaid credit cards become a realistic banking alternative, more consumer-friendly cards become available. And by consumer-friendly I mean prepaid cards with little or no fees. As prepaid cards eliminate fees, they become a better alternative to high fee bank accounts. And that brings me to the Western Union MoneyWise prepaid card. When I think […]

Published or Updated: November 24, 2012

Capital One Platinum Credit Card Review

When credit cards were introduced to the masses more than 25 years ago, they were used simply to provide a method of payment and nothing more.  Credit Card rewards didn’t exist and managing your finances while building credit wasn’t the concern of every credit card holder.  Consider the a return to those simpler times. Let’s […]

Published or Updated: February 28, 2014

What is the Average Credit Score?

The desire to know what your credit score is in comparison to the national average may be fueled by an innate interest to understand where you fall in comparison to others or it may be motivated to understand what it takes to qualify for a loan. As we’ve written before, all credit scores range from […]

Published or Updated: August 3, 2011

Advertising Disclosure: The credit card and savings account offers that appear on this site are from companies from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all credit card companies, banks, or all available offers, although best efforts are made to include a comprehensive list of offers regardless of compensation.