August 2011

When Does Frugality Turn Into Cheapness?

August 23, 2011

Imagine you’re walking down an abandoned street with no-one in sight.  Enjoying the beautiful and peaceful day, you spot a penny on the ground.  Would you bend down, pick up the penny and put it in your pocket?  What if that penny was a nickel, a dime, a quarter … and so on, all the [...]

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Is Dividend Investing a Smart Alternative to Savings Accounts

August 22, 2011

Dividend investing involves investing in stocks, mutual funds, or ETFs that pay dividends. Recently, I’ve started to move cash out of a savings account and into stocks that have really high dividend yields. The result is that I’m earning more than 5% just on dividends alone. Why have I made this change? Dismal interest rates. [...]

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How To Lower the Closing Costs on a Home Purchase or Refinance

August 20, 2011

If you’re new to the home buying process, you may be a little surprised at the fees and costs you pay over and above the cost of the home. Unbeknownst to ill-prepared home-buyers, there’s actually a good amount of money that will be due when you’ve finally “closed” on the home. These fees are aptly [...]

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Which Family Cell Phone Plan Comes Out on Top?

August 19, 2011

With so many cell phone plans to choose from, it can be a bit overwhelming. Choosing the family plan that maximizes the money you spend while getting solid coverage and other perks is very important. Today, we will aim to make that task a bit easier for you. Let’s take a look at four of [...]

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EverBank Online Banking Review

August 17, 2011

Offering a wide variety of deposit themed options, EverBank continues to expand its market share for every kind of banking customer.  Founded in 1961 and formed in 1994, EverBank’s headquarters are located in Jacksonville, Florida. And as a testament to how well EverBank continues to progress, the field on which the Jacksonville Jaguars plays its [...]

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All About Credit Scores

August 16, 2011

Here’s an impossible question to answer–What’s my credit score? The reason nobody can answer that question is because we all have more than one score. In fact, we have many, many credit scores. Here’s another impossible question to answer–What’s my FICO credit score? Surely there is just one FICO score for each of us, right? [...]

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How to Maximize Your FDIC Insurance Coverage

August 15, 2011

When you walk into the bank, it’s hard not to notice the display notifying customers that the bank is FDIC insured.  Despite people’s familiarity with the notice, there are many misconceptions about what FDIC insurance actually entails.  Some people think that all of the money they deposit into the bank, regardless of account type, is [...]

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My OptionsHouse IRA Took a Little Elbow Grease to Open

August 12, 2011

On Monday, I decided that it was finally time to open my very own Traditional IRA.  I made this decision for two reasons, the first and most important of which was to finally start tucking money away for my retirement.  I’m still only 26 years of age but those next 35 have a way of [...]

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6 Unexpected Expenses New Homebuyers Should Know

August 11, 2011

When first-time homebuyers finally close the deal on their first home, they are often so focused on the price of the home and the mortgage, that they forget about the other expenses involved with the closing process. Here we’ll take a look at some of the typical fees that often catch first-time homebuyers by surprise, [...]

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