Kids With Jobs = Kids With Futures

One of the most important things my parents taught me when I was young, was self reliance.  At the time, I hated them for it because I thought having a job before I was in college was stupid.  Anything I wanted should be provided for by them and rather than earn money on my own, […]


Capital One Venture Rewards Credit Card Review

Venture, as defined by Webster’s dictionary, is to “proceed somewhere despite the risk of possible dangers.”  Seems like a strange way to introduce a credit card that is the most recognizable brand of the Capital One product line, but the Capital One® Venture® Rewards Credit Card offers excellent benefits for any consumer with good to […]


When Does Frugality Turn Into Cheapness?

Imagine you’re walking down an abandoned street with no-one in sight.  Enjoying the beautiful and peaceful day, you spot a penny on the ground.  Would you bend down, pick up the penny and put it in your pocket?  What if that penny was a nickel, a dime, a quarter … and so on, all the […]


Is Dividend Investing a Smart Alternative to Savings Accounts

Dividend investing involves investing in stocks, mutual funds, or ETFs that pay dividends. Recently, I’ve started to move cash out of a savings account and into stocks that have really high dividend yields. The result is that I’m earning more than 5% just on dividends alone. Why have I made this change? Dismal interest rates. […]


How To Lower the Closing Costs on a Home Purchase or Refinance

If you’re new to the home buying process, you may be a little surprised at the fees and costs you pay over and above the cost of the home. Unbeknownst to ill-prepared home-buyers, there’s actually a good amount of money that will be due when you’ve finally “closed” on the home. These fees are aptly […]


Which Family Cell Phone Plan Comes Out on Top?

With so many cell phone plans to choose from, it can be a bit overwhelming. Choosing the family plan that maximizes the money you spend while getting solid coverage and other perks is very important. Today, we will aim to make that task a bit easier for you. Let’s take a look at four of […]