Can You Put a Price on Safety?

When I lived in an apartment in Boston, my apartment was broken into while I was at work.  I came home to a front door that was lifted off its hinges and carefully placed in the hallway next to where I left it (closed and locked) that morning.  The place was ransacked and all my […]


OptionsHouse Review: An Online Discount Broker with Professional Grade Trading Tools

What distinguishes one online discount broker from another? As more and more online brokers enter the low-fee arena, they each try to distinguish their trading services and cost structure from all the others. OptionsHouse has two features that set it apart from other discount brokers: (1) professional grade online trading tools, and (2) stock trades […]


The Real Cost of Using a Real Estate Agent

I knew something was amiss when my wife and I bought our first home way back in 1993. We had a “buyer’s agent” represent us. That means in theory that the agent was representing us, not the sellers. But when a problem with the inspection surfaced, our agent wanted us to eat the cost of […]


5 Alternatives to Online Savings Accounts

It’s no secret that  savings accounts are struggling to entice new customers.  With every week that passes, savings account rates are falling lower and lower. Online banks have proliferated the marketplace and boast more impressive rates overall than the bricks-and-mortar institutions, but even their yields have been anything but show-stopping.  This is all by way […]


Enough Practice – Make Your Credit Score Perfect!

A FICO credit score can determine a very large number of decisions in your life.  Where you live, what you drive, where you work and where you and or your kids go to school can depend on a 3-digit magic number.   The range of scores begins at 300, for the individuals in life that have […]


Fannie Mae Offers Incentives for Homebuyers

Fannie Mae just announced new incentives for homebuyers (and realtors) that I thought was worth passing on. Fannie Mae is what’s known as a government-sponsored enterprise (GSE) that adds liquidity to the mortgage market by buying certain home loans. By buying up loans, Fannie Mae puts money back into the mortgage market so banks can […]