How Low Can Online Savings Account Rates Go?

If you’re one of the millions of Americans that have money tucked away in online savings accounts, you’ve probably noticed over the last 30 months, the slow and steady decline of your savings account rate.  Just a few years ago, 5% APY was a common savings account interest rate and online savings accounts were one […]

Wipe Out Credit Card Debt With This Free Tool From

One of the greatest feelings of financial freedom is the day you pay off all of your credit card debt. It’s also one of the hardest things for many to accomplish. In fact, a study by the United States Department of Justice found that 90% of no-asset non-business Chapter 7 filings had credit card debt, […]

Citi Forward Card Review

When I was in college, I remember a time when I signed up for a credit card because I received a really cool t-shirt.  I don’t own the shirt anymore, and I don’t own the debt I incurred with that credit card either but for a while, I spent a lot more than I could […]

The Best 5 Year CD Rates in 2017

If you’ve taken a look at deposit interest rates lately, you’ll notice a trend over the past two years that simply cannot be broken.  It seems that each week, a litany of banks continue to lower the interest rate offered on savings, money market and CD accounts and while it would appear they can’t go […]

Will Gas Prices Hit $5 a Gallon In 2011?

In an article released earlier this week by the Associated Press, it was estimated that gas prices could fall by more than 50 cents a gallon this summer.  While this is certainly welcomed news, it doesn’t suggest just how high has prices can become by the end of the year.  During a typical year, gas […]

Do You Give to Panhandlers?

I would say that I’ve lived two different lives.  Even though I’m still only 26 years of age, my life can be split into two distinctly different parts.  There’s my pre-Miami days and my post-Miami days and it’s difficult to argue which one I’ve enjoyed more.  Before moving to Miami for college, I lived in […]