The Best 5 Year CD Rates in 2017

If you’ve taken a look at deposit interest rates lately, you’ll notice a trend over the past two years that simply cannot be broken.  It seems that each week, a litany of banks continue to lower the interest rate offered on savings, money market and CD accounts and while it would appear they can’t go […]


Will Gas Prices Hit $5 a Gallon In 2011?

In an article released earlier this week by the Associated Press, it was estimated that gas prices could fall by more than 50 cents a gallon this summer.  While this is certainly welcomed news, it doesn’t suggest just how high has prices can become by the end of the year.  During a typical year, gas […]


Do You Give to Panhandlers?

I would say that I’ve lived two different lives.  Even though I’m still only 26 years of age, my life can be split into two distinctly different parts.  There’s my pre-Miami days and my post-Miami days and it’s difficult to argue which one I’ve enjoyed more.  Before moving to Miami for college, I lived in […]


Should the Debt Ceiling be Raised Without Spending Cuts?

Although the death of Osama Bin Laden has monopolized the news since Sunday night, lurking just behind the front page is big financial news–the debt ceiling. The debt ceiling caps how much the federal government can borrow and is currently set at $14.294 trillion. Let’s look at the number with all the zeros added in–$14,294,000,000,000. […]


Could You Live Without Your Automobile?

It’s the duty of a personal finance site like this one to present all angles in which consumers can save money.  Sure, I give tips every once in a while on how to save a few bucks here or maybe even a hundred dollars there, but in terms of radical money saving ideas, they’re few […]


Have You Used the Progressive iPhone App?

It seems like just about every big company out there has developed an iPhone app. The problem is that so many of the apps are not very good. They are just not that useful. For this reason, the Progressive Insurance app caught my attention. Currently, Progressive has over 12 million premiums, which makes it the […]