Archives for May 2011

Should You Pay Off Your Mortgage Early?

Having recently paid off all of our non-mortgage debt, we now confront another financial decision–should we begin to pay off our mortgage early? Admittedly this is a good problem to have. But it does raise an important financial decision. We want to use our money in a way that produces the highest return with the […]

Published or Updated: May 17, 2011

ING Direct Savings Accounts for Kids Launched

Update: ING Direct is now Capital One 360. The good news is that they still have this great savings account option for children. Check out details here. Teaching children about money can be done in a variety of ways.  Some parents like the idea of an allowance, where kids can earn money every week by […]

Published or Updated: May 10, 2013

Avoid Paying Unnecessary Car Insurance

I’ve been trying for years to reduce my car insurance bill. But for some reason, no matter how good of a driver I am and how much older I get, it doesn’t happen.  I drive my car less than almost any other American, and I still pay over $100 a month just for liability coverage.  […]

Published or Updated: May 13, 2011

How Low Can Online Savings Account Rates Go?

If you’re one of the millions of Americans that have money tucked away in online savings accounts, you’ve probably noticed over the last 30 months, the slow and steady decline of your savings account rate.  Just a few years ago, 5% APY was a common savings account interest rate and online savings accounts were one […]

Published or Updated: July 14, 2014

Wipe Out Credit Card Debt With This Free Tool From

One of the greatest feelings of financial freedom is the day you pay off all of your credit card debt. It’s also one of the hardest things for many to accomplish. In fact, a study by the United States Department of Justice found that 90% of no-asset non-business Chapter 7 filings had credit card debt, […]

Published or Updated: May 23, 2016

Citi Forward Card Review

When I was in college, I remember a time when I signed up for a credit card because I received a really cool t-shirt.  I don’t own the shirt anymore, and I don’t own the debt I incurred with that credit card either but for a while, I spent a lot more than I could […]

Published or Updated: March 13, 2014

The Best 5 Year CD Rates in 2016

If you’ve taken a look at deposit interest rates lately, you’ll notice a trend over the past two years that simply cannot be broken.  It seems that each week, a litany of banks continue to lower the interest rate offered on savings, money market and CD accounts and while it would appear they can’t go […]

Published or Updated: January 3, 2016

Will Gas Prices Hit $5 a Gallon In 2011?

In an article released earlier this week by the Associated Press, it was estimated that gas prices could fall by more than 50 cents a gallon this summer.  While this is certainly welcomed news, it doesn’t suggest just how high has prices can become by the end of the year.  During a typical year, gas […]

Published or Updated: December 17, 2011

Do You Give to Panhandlers?

I would say that I’ve lived two different lives.  Even though I’m still only 26 years of age, my life can be split into two distinctly different parts.  There’s my pre-Miami days and my post-Miami days and it’s difficult to argue which one I’ve enjoyed more.  Before moving to Miami for college, I lived in […]

Published or Updated: May 4, 2011

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