Avoid Overspending During the Holidays

Overspending

With Memorial Day wrapped up, Americans are getting ready to head back to work.  For many, the next day to look forward to is Independence Day, which happens to also fall on a Monday this year.  A few years ago, when I was working the nine-to-five lifestyle, I used to mark my calendar with all […]

Published or Updated: May 30, 2011

Discover Open Road Card – up to $50 Cashback Bonus Review

Discover Open Road Card $50

To market a credit card effectively, issuers must be tapped in to the wants and needs of consumers.  With gas prices still killing Americans wallets, Discover has taken charge by providing an additional $50 cashback bonus on their already impressive Discover Open Road Card.  The $50 bonus is given to cardholders in $10 increments, one […]

Published or Updated: December 13, 2011

E*Trade Review – Online Discount Broker

eTrade Banner Long

Without a doubt the most advertised online stock broker, E*Trade was one of the first to offer low cost trades and secure account information online.  As a slew of competitors have entered the market, E*Trade had done it’s best to adapt and provide services that others cannot. But is it enough to make them a […]

Published or Updated: March 21, 2012

Penny Auctions Are Scams

Caution Tape

A little over a year ago, I wrote an in-depth review of Swoopo, the most popular and well advertised penny auction website around.  Swoopo had an excellent interface and design and by all accounts was making millions of dollars a month for doing almost nothing at all.  A few months ago however, Swoopo was taken […]

Published or Updated: May 28, 2011

PerkStreet Continues To Be a Cut Above the Rest

PerkStreet_Cash_Back

If you are looking for a free online checking account, arguably one of the best offers around is from an FDIC-insured back you’ve probably never heard of PerkStreet Financial. If the giant image to the right with a big fat 2% doesn’t clue you in as to why PerkStreet is high on our list, allow […]

Published or Updated: September 10, 2012

Save Money On Car Insurance Using Progressive Snapshot

Snapshot Device

I’ve tried and tried and tried to find a car insurance provider who is willing to offer me a lower rate on car insurance but it’s of no use.  Even though I feel like I pay way to much with my current provider, Progressive, it’s becoming clearer to me that it’s actually a lot cheaper […]

Published or Updated: July 1, 2011

How to Establish Credit After Bankruptcy

Bankruptcy

The most detrimental thing you can do to your credit is file for bankruptcy.  In fact, your credit report will reflect the bankruptcy for at least for the next 7-10 years.  Often times, however, bankruptcy is the only option you have to square your finances, so ironically, you’re hurting your credit, to save it later. […]

Published or Updated: March 5, 2013

Early Withdrawal Fees on CDs May Surprise You

With interest rates on savings accounts at historic lows, certificates of deposit (CD’s) are on the minds of many. The longer the term, the higher the rate of return. That also means the longer it’s locked up; out of reach for emergencies and/or unexpected life changes. Herein likes the rub with CD’s. You can, of […]

Published or Updated: June 12, 2013

Lending Club Investment Strategy (Update)

Lending Club Returns

You may recall that back in March I wrote about how my returns with Lending Club were below average. I had devised a strategy to improve my Lending Club rate of return that involved buying notes on the secondary market at a discount. I thought it was time for a performance update and to share […]

Published or Updated: June 7, 2011