Avoid Overspending During the Holidays

With Memorial Day wrapped up, Americans are getting ready to head back to work.  For many, the next day to look forward to is Independence Day, which happens to also fall on a Monday this year.  A few years ago, when I was working the nine-to-five lifestyle, I used to mark my calendar with all […]


E*Trade Review – Online Discount Broker

Without a doubt the most advertised online stock broker, E*Trade was one of the first to offer low cost trades and secure account information online.  As a slew of competitors have entered the market, E*Trade had done it’s best to adapt and provide services that others cannot. But is it enough to make them a […]


Penny Auctions Are Scams

A little over a year ago, I wrote an in-depth review of Swoopo, the most popular and well advertised penny auction website around.  Swoopo had an excellent interface and design and by all accounts was making millions of dollars a month for doing almost nothing at all.  A few months ago however, Swoopo was taken […]


Save Money On Car Insurance Using Progressive Snapshot

I’ve tried and tried and tried to find a car insurance provider who is willing to offer me a lower rate on car insurance but it’s of no use.  Even though I feel like I pay way to much with my current provider, Progressive, it’s becoming clearer to me that it’s actually a lot cheaper […]


How to Establish Credit After Bankruptcy

The most detrimental thing you can do to your credit is file for bankruptcy.  In fact, your credit report will reflect the bankruptcy for at least for the next 7-10 years.  Often times, however, bankruptcy is the only option you have to square your finances, so ironically, you’re hurting your credit, to save it later. […]


Lending Club Investment Strategy (Update)

You may recall that back in March I wrote about how my returns with Lending Club were below average. I had devised a strategy to improve my Lending Club rate of return that involved buying notes on the secondary market at a discount. I thought it was time for a performance update and to share […]