May 2011

Avoid Overspending During the Holidays

May 31, 2011

With Memorial Day wrapped up, Americans are getting ready to head back to work.  For many, the next day to look forward to is Independence Day, which happens to also fall on a Monday this year.  A few years ago, when I was working the nine-to-five lifestyle, I used to mark my calendar with all [...]

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Discover Open Road Card – up to $50 Cashback Bonus Review

May 29, 2011

To market a credit card effectively, issuers must be tapped in to the wants and needs of consumers.  With gas prices still killing Americans wallets, Discover has taken charge by providing an additional $50 cashback bonus on their already impressive Discover Open Road Card.  The $50 bonus is given to cardholders in $10 increments, one [...]

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E*Trade Review – Online Discount Broker

May 29, 2011

Without a doubt the most advertised online stock broker, E*Trade was one of the first to offer low cost trades and secure account information online.  As a slew of competitors have entered the market, E*Trade had done it’s best to adapt and provide services that others cannot. But is it enough to make them a [...]

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Penny Auctions Are Scams

May 27, 2011

A little over a year ago, I wrote an in-depth review of Swoopo, the most popular and well advertised penny auction website around.  Swoopo had an excellent interface and design and by all accounts was making millions of dollars a month for doing almost nothing at all.  A few months ago however, Swoopo was taken [...]

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PerkStreet Continues To Be a Cut Above the Rest

May 26, 2011

If you are looking for a free online checking account, arguably one of the best offers around is from an FDIC-insured back you’ve probably never heard of PerkStreet Financial. If the giant image to the right with a big fat 2% doesn’t clue you in as to why PerkStreet is high on our list, allow [...]

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Save Money On Car Insurance Using Progressive Snapshot

May 24, 2011

I’ve tried and tried and tried to find a car insurance provider who is willing to offer me a lower rate on car insurance but it’s of no use.  Even though I feel like I pay way to much with my current provider, Progressive, it’s becoming clearer to me that it’s actually a lot cheaper [...]

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How to Establish Credit After Bankruptcy

May 23, 2011

The most detrimental thing you can do to your credit is file for bankruptcy.  In fact, your credit report will reflect the bankruptcy for at least for the next 7-10 years.  Often times, however, bankruptcy is the only option you have to square your finances, so ironically, you’re hurting your credit, to save it later. [...]

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Citi ThankYou Preferred Card – $150 in Gift Cards Review

May 20, 2011

Earlier this year, we reviewed the Citi ThankYou Premier Card. The major drawback of that card was its high annual fee of $125 (plus, it’s no longer available). So this time, let’s take a look at the . I promise the annual fee will be much more to your liking. The offers all new cardholders [...]

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Early Withdrawal Fees on CDs May Surprise You

May 20, 2011

With interest rates on savings accounts at historic lows, certificates of deposit (CD’s) are on the minds of many. The longer the term, the higher the rate of return. That also means the longer it’s locked up; out of reach for emergencies and/or unexpected life changes. Herein likes the rub with CD’s. You can, of [...]

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