ING Electric Orange Checking Account $50 Bonus

Update: Capital One 360 has purchased ING Direct. ING Direct has always been a fan favorite of consumers, and it’s easy to see why.  ING Direct interest rates are always in the top 5% nationwide, and from time to time, this bank is willing to attract new business by offering a cash bonus.  Earlier this […]


20 Great Mother’s Day Gift Ideas Under $50

On Sunday, May 8th, we will celebrate the 100th official Mother’s Day.  Once a year, mothers across the country are recognized as the most important people on the planet and even though any mother will say it’s the thought that counts, you and I both know that’s not how it really works. Buying something for […]


What is Adjusted Gross Income (AGI)?

If you’ve read a bit about personal finance, chances are that you’ve heard the term Adjusted Gross Income (AGI). A fair bit of tax considerations are based on AGI, so it’s well worth familiarizing yourself with the term. Here’s a quick introduction to AGI and when you might need to consider yours. Calculating Adjusted Gross […]


How to Qualify for an FHA Mortgage

My sister recently purchased a home. She was able to get a low mortgage rate and a great deal on the home such that her mortgage payment is less than the rent she was paying. And the home loan was an FHA mortgage. So I thought it would be a good time to cover FHA […]


How Will a Government Shutdown Affect Workers?

Our government is currently entrenched in a game of chicken, with both political parties staring each other down to see who blinks first. At stake is the passing of a spending bill, which is essential to keep our government running without interruption. If no agreement is reached by April 8th, then the government will not […]


The Best 12 Month CD Rates 2017

The 12 month CD term is the first term in which the interest rate exceeds that of a standard online savings account, making it the most viable CD term length around.  Check the interest rates for any online bank today and they probably can’t match what a 12 month CD can provide. The best 12 […]