Money Management and Personal Finance | The Dough Roller
Refinancing your mortgage could be the best decision you’ll ever make. But in order for the refinance to be beneficial, a lot of homework needs to be done to secure the best refinance rate possible. Let’s first discuss some of the reasons you may want to refinance your mortgage, then show you where to go, [...]
I logged into my Lending Club account the other day and was met with an unfortunate reality–I’m an underachiever. My current rate of return is 7.43%, while the average rate of return is 9.67%. Lending Club was even kind enough to provide a bar chart to showcase my less than stellar performance: My first reaction [...]
When it comes to banking, you have a number of options. There are different types of accounts; each type of account comes with different benefits and features. Two accounts that are somewhat similar are money market accounts and savings accounts. Both are considered savings deposit accounts, but there are some differences between the ways the [...]
Every year, the good folks at Barron’s put together a survey of the best online brokers. This is actually the 16th time Barrons has surveyed the online investing channel and their kind enough not only to pick their favorites, but also review pretty much every major online broker and provide a rating. This year, for [...]
Have you ever found yourself shelling out a bit of cash because of your job for things that your employer doesn’t reimburse? Perhaps you had to travel for work, or use your cell phone for work for the convenience of your employer. You may be pleasantly surprised to find out that you can deduct some [...]
According to the Project on Student Debt, the average debt for graduating college students is $24,000 as of 2010. This marks a rise in the average debt compared to previous years. In 1996, the average was $13,200. The Institute for College Access and Success found that student debt is growing at an average of 6% [...]
When you think of starting a business, a business credit card is probably the last thing on your mind. That was certainly the case with my business. In fact, it was more than year into making money online before I even considered applying for a card. And that was a big mistake. I’ve now carried [...]
Everyone seems to have an interest in earning more money. Most of us are continually looking for ways to boost our income and earn more for spending, saving and paying down debt. However, it’s not always easy to add a zero or two to the end of a paycheck. Aside from getting a second job [...]
While it may be difficult to stomach, the fact is that social security benefits may be taxable. Generally, if your only income is from social security, your benefits are probably not taxable and you may not need to file a tax return. If you have sources of income in addition to social security, however, then [...]