Insurance Lingo 101 – What is Personal Injury Protection (PIP)?

A few weeks ago, I got in a car accident near my home in southern California.  My car was toast, but luckily the other driver and I both walked away without sustaining any injuries.  If we weren’t so fortunate, and instead ended up in the hospital, we might be exploring whether our auto insurance policy […]

Will Detroit Ever Recover?

Once the United States’ fifth largest city, Detroit has seen a massive shift in residence. Enough people have moved to the suburbs that the city now ranks eleventh most populous in US. We’ve all seen the Super Bowl commercial about the gritty city with a heart of gold. So why are so many people moving […]

How To Build a Budget with a Variable Income

Photo: Flickr Some of us are lucky in that we know exactly how much will hit our accounts when we receive our pay checks. Although we may not realize or recognize it, living on a fixed salary makes it extremely easy to budget and plan, especially when we feel we have job security and can […]

Filing an Auto Insurance Claim Might Not Be the Best Idea

Your car insurance provider frequently tells you to report even the most minor car accident.  Contrary to these instructions, sometimes it’s best not to file an insurance claim. A few years ago, I was in a minor fender bender with another car.  I admit it: the accident was definitely my fault.  But the damage was […]

What is IRS Tax Form 2290?

If you are required by law to register a highway motor vehicle with a gross weight of 55,000 pounds or more, that means becoming familiar with Form 2290. Most filers of this form will be corporate or business entities of some sort, as few individuals own these sorts of vehicles. Form 2290 is used to: […]

Why You Might Have the Wrong Credit Card

If used correctly, a credit card in the right hands can be a very effective personal finance tool and you can take advantage of many different credit card types. For example, big spenders can benefit from generous rewards cards, whereas those trying to pay off debt can capitalize on low credit card interest rates. With […]