Are Pawn Shops Good Places To Buy and Sell Stuff?

You may have passed by one every day on your way to work or walking your dog and never really noticed it: the local pawn shop. The local pawn shop is a great place to find many things you need and many things you’ll never need, but it’s also a great place to learn a […]


What is IRS Tax Form 8880?

If you made contributions to any one of a certain set of retirement accounts this year, you may qualify for an additional tax credit. Not everyone qualifies for the retirement savings contribution, also known as the saver’s credit. In order to qualify, you’ll need to have made contributions to an IRA, Roth IRA, or 401(k) […]


Should you Invest with Discover Bank’s IRA CD’s?

Independent Retirement Accounts (IRA’s) are excellent vessels to begin planning for your retirement, no matter how old you are.  The more you can invest now, the better off you’ll be when it comes time to hang ’em up, especially since Social Security may not be around when you retire.  Depending on the type of IRA […]


Walmart MoneyCard(SM) MasterCard® Prepaid Card

Gas is unfortunately on the rise again. Perhaps the easiest way to save money at the pump is with a gas rewards credit card. But what if you don’t want or can’t get a credit card? Well believe it or not the answer might be with the Walmart MoneyCard(SM) MasterCard® Prepaid Card. The Walmart card is […]


How To Get Free Tax Help From the IRS

Luckily for some tax filers, the IRS has two programs to help those in need of filing assistance: the Volunteer Income Tax Assistance Program (VITA) and the Tax Counseling for the Elderly (TCE) Program. VITA offers tax help to low- to moderate-income families. (Typically, this means $49,000 in income or less.) VITA is reserved for […]


Why Term Life Insurance is the Smart Life Insurance

When making financial decisions, we like to stress that circumstances matter.  Your wants and needs make a decision good for you, even though it might not be the best choice for me.  This is less true, though, in deciding whether to purchase term or whole life insurance. Term life insurance is almost always the better […]