Archives for January 2011

What You Need to Know About the New CARD Act

In August 2010, Congress passed a new CARD Act that aimed to fix the ‘anti-consumer’ irregularities that surrounded the gift card and pre-paid card industry. Prior to this law being passed, consumers felt cheated by Card issuers and always had to live with hidden fees, unwarranted charges and so on. Not anymore. The Credit Card […]

Published or Updated: January 10, 2011

Scottrade Review – Low Cost Trades with Excellent Service

Scottrade has the reputation of being one of the best online discount brokers in the space today.  The purple and white continue to win JD Power and Associates awards for highest investor satisfaction and when compared against other online discount brokers, Scottrade seems to hold up pretty well. Scottrade’s Commission Structure Pricing is always an […]

Published or Updated: October 20, 2016

The DoughRoller Weekly RoundUp (Here Come The Checking Account Fees Edition)

Over the last 24 months, you may have noticed interest rates from banks continuing to plummet.  You may have also noticed that those very same banks are scrambling to find new ways to collect fees from it’s customers.  Well, it would appear that a large majority of previously “free” online checking accounts will be no […]

Published or Updated: November 25, 2012

The Best Smartphones According to Consumer Reports

I‘ve been in the market for a new smartphone. As much as I love the iPhone, I just can’t take the horrible data network offered by AT&T Wireless. And with Verizon releasing an iPhone soon and the many Android phone options, there are plenty of smartphones to choose from. The question is which one is […]

Published or Updated: January 27, 2011

Ultimate Frugality 101: Fast Food Value Meals

Ask any kid what they’re favorite subject in school is and 90% of them will say recess or gym.  Ask those very same students what they’re most hated subject is and 99% of them will say mathematics.  You see, mathematics can take a great deal of thinking and when you’re just a kid, the last […]

Published or Updated: January 6, 2011

How Much Money Is Won in the Lottery?

You see the number readings every night during commercials, and they usually mean someone’s lottery dreams have just come true. Every few months we read in the paper that someone was made a lottery millionaire – and then spent it all in a matter of days or weeks. Because of stories like these, each trip to […]

Published or Updated: April 3, 2013

How Much is Collected At Toll Booths Every Day?

Consider this one of my “I have to know” articles but in my recent trip to Long Island, I had to cross both the George Washington and Throgs Neck Bridge going both ways.  Traveling from New Jersey to New York, you have to pay a toll for both bridges and on the way back, you […]

Published or Updated: January 3, 2011

Shouldn’t Life Insurance Companies All Be Bankrupt?

Life insurance. To buy or not to buy? Although this is a major question in the minds of many consumers, what we’re interested in here is how the insurance companies make money and just where our money is going if we buy a policy. Before we examine that question, however, let’s do a little refresher […]

Published or Updated: April 3, 2013

The Dangers of No Pre-Set Spending Limit Credit Cards

Photo: 401(K) 2013 The ad phrase “no preset spending limit” (NPSL) can be more than a bit confusing. You might have seen commercials for cards without preset limits and wondered, “No limit? What if I run up a $50,000 tab and don’t pay?” In truth, NPSL cards do have a de facto limit on spending. […]

Published or Updated: April 3, 2013

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