How To Find the Right Contractor

In today’s “Do-it-Yourself (DIY)” age, we are often fooled into thinking we can tackle all our home improvement projects with a little help from Pinterest and YouTube. But even if you’re an experienced DIYer, chances are that you’ll eventually stumble across a project that requires a little professional help. While you may be able to hire the […]

Minimize Risk With LendingClub’s 60-Month Notes

Recently, I’ve started to invest more in LendingClub notes. The interest rates you can earn at LendingClub are significantly higher than even a high yield savings account or CD, and p2p lending is a good way to diversify an investment portfolio. But there is a significant downside with this strategy–risk. Investing in consumer loans involves […]

Should You Take the Annuity or Lump Sum Payment?

Congratulations!  You just won the lottery! Now comes the difficult question of whether to accept your winnings in installments over a long period of time or to take a lump sum payment. This might seem like a ridiculous question to ponder, since you have a greater likelihood of becoming president or dying from an asteroid […]

A Beginner’s Guide to 401k Retirement Accounts

In all likelihood, you will have to deal with a 401(k) at some point in your life.  The good thing is they are fairly straightforward and investing in them is easy and potentially very profitable.  Understanding the basics of a 401(k) might prove very beneficial. 401(k) Basics Let’s start with the simple definition.  A 401(k) […]

What is IRS Tax Form 1040EZ?

It’s a new year, and for millions of Americans, that means anxiously awaiting the arrival of tax information forms and beginning the arduous annual process of filing a tax return. Depending on your tax situation, you may use any of three forms to file your taxes: Form 1040, 1040A, or 1040EZ. Form 1040EZ is frequently […]

Eating Healthy Is No Cheap Task

I wouldn’t consider myself a health nut by any stretch of the imagination.  In fact, up until the point I graduated college, I would have to categorize myself as anti-healthy.  Even though I was extremely active and played tennis, baseball and golf throughout high-school and college, it was the food that I liked to eat […]