January 2011

Social Security Contribution Limits – 2011 & 2012

January 27, 2011

In 2011 there were some big changes to social security contribution limits for employees. It seems every year the federal government makes new changes to various taxing entities that affect the amount you have to pay in to the IRS, Social Security, and Medicare.  While this is certainly an unpleasant reality for nearly every working [...]

Read the full article →

Ink Classic Review

January 27, 2011

Small businesses need credit and issuers like Chase are hip to the idea.  Chase currently offers several versions of its Ink line of small business credit cards.  One of those cards is the . The provides cardholders 25,000 bonus points after making $5,000 in purchases in the first 3 months.  This small business credit card [...]

Read the full article →

Minimize Risk With LendingClub’s 60-Month Notes

January 26, 2011

Recently, I’ve started to invest more in LendingClub notes. The interest rates you can earn at LendingClub are significantly higher than even a high yield savings account or CD, and p2p lending is a good way to diversify an investment portfolio. But there is a significant downside with this strategy–risk. Investing in consumer loans involves [...]

Read the full article →

Should You Take the Annuity or Lump Sum Payment?

January 26, 2011

Congratulations!  You just won the lottery! Now comes the difficult question of whether to accept your winnings in installments over a long period of time or to take a lump sum payment. This might seem like a ridiculous question to ponder, since you have a greater likelihood of becoming president or dying from an asteroid [...]

Read the full article →

A Beginner’s Guide to 401k Retirement Accounts

January 25, 2011

In all likelihood, you will have to deal with a 401(k) at some point in your life.  The good thing is they are fairly straightforward and investing in them is easy and potentially very profitable.  Understanding the basics of a 401(k) might prove very beneficial. 401(k) Basics Let’s start with the simple definition.  A 401(k) [...]

Read the full article →

New Laws Mean New Ways to Obtain Your Credit Score for FREE

January 25, 2011

Your credit score is essential financial information, but if you’re like many consumers, you don’t know much about it. Luckily, new laws mean that you can learn about your credit score more easily than ever – and for free! What is a Credit Score? A credit score is a numerical value assigned to you based [...]

Read the full article →

What is IRS Tax Form 1040EZ?

January 24, 2011

It’s a new year, and for millions of Americans, that means anxiously awaiting the arrival of tax information forms and beginning the arduous annual process of filing a tax return. Depending on your tax situation, you may use any of three forms to file your taxes: Form 1040, 1040A, or 1040EZ. Form 1040EZ is frequently [...]

Read the full article →

Eating Healthy Is No Cheap Task

January 22, 2011

I wouldn’t consider myself a health nut by any stretch of the imagination.  In fact, up until the point I graduated college, I would have to categorize myself as anti-healthy.  Even though I was extremely active and played tennis, baseball and golf throughout high-school and college, it was the food that I liked to eat [...]

Read the full article →

When is a Closed Credit Card Account Balance Due?

January 21, 2011

Thinking about canceling a credit card? Wondering what that will do to the balance or payment schedule? Wondering whether you have to pay the balance first? Or, are you facing the frightening possibility of credit card default? As it turns out, closing a card is relatively easy, regardless of whether or not you have an [...]

Read the full article →

← Previous Entries

Next Entries →