December 2010

The 10 Richest People in the World

December 24, 2010

Wondering how far smarts and fierce drive can get you? Take a look at this year’s list of the world’s wealthiest people. On it, you’ll find computer whizzes, fashion manufacturers, and self-made billionaires. 1. Carlos Slim Helu – This year’s wealthiest person is Mexican telecom tycoon Carlos Slim Helu. His stake in America Movil rose [...]

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Top 7 Finance and Productivity Apps for the iPad

December 23, 2010

For my third and final purchase with American Express Rewards Points, I splurged and bought the iPad. When the iPads first came out, I decided pretty quickly that I didn’t need or want one. Even though I’m a Mac addict, I just didn’t see the use for an iPad given that I carry a MacBook [...]

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PerkStreet $25 Online Checking Account Bonus

December 23, 2010

With one week to go before the new year is upon us, PerkStreet is offering new account holders a $25 cash bonus, simply after signing up for an online checking account and making at least a $25 deposit.  PerkStreet is already our favorite online checking account because of the rewards each account holder has the [...]

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Charity Spotlight: Teen Challenge USA

December 23, 2010

Teen Challenge was founded in 1958 by David Wilkerson, a pastor for the Assemblies of God. Wilkerson founded the organization to work among teenage gang members and socially-marginalized people in New York City. From its humble beginnings in Brooklyn, New York, today, the organization, a 501(c)3 nonprofit, has grown to include approximately 200 independent centers/ministries [...]

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Three “No Brainers” Many New Entrepreneurs Fail to Realize

December 23, 2010

This guest post comes from good friends who created and are now marketing a game that helps young children learn to read. My wife and I consider ourselves well educated business people. We collectively have 25 years of real world business experience. Yet, when we began our entrepreneurial adventure to create sight word games, we [...]

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The Disappointing Status of Social Security

December 22, 2010

As part of the recent tax deal, President Obama has proposed a 2% reduction of the Social Security payroll tax. With this change, a worker making $50,000 in wages would bring home about $1,000 extra over a year. But this also means smaller revenues for the Social Security Administration. Employees currently pay 6.2% of wages [...]

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Collecting Money From Family and Friends is No Easy Task

December 22, 2010

Lending money to family and friends is usually a complicated situation and one that most people try to avoid at all costs.  What? You mean you’ve already lent it? In that case, collecting on that loan really comes down to the type of relationship you have with the person and how serious you are about [...]

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You Have Many Choices When it Comes to CD’s

December 21, 2010

Certificates of Deposit, otherwise known as CDs, commonly offered by banks, thrift institutions and credit unions are used by consumers who have no immediate plans for their cash yet want to benefit from a higher yield for their money than other FDIC-backed investment vehicles would offer.  As a result of its FDIC status, CDs are [...]

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When You Absolutely Need a Prenup Agreement

December 21, 2010

Divorces are usually ugly ordeals and most people tend to avoid thinking about them unless they have to. This is mainly why discussing prenuptial agreements seems so taboo, especially if you’re still enjoying the afterglow of a recent engagement. Just because it’s hard to talk about doesn’t mean it’s something to avoid, however. Getting a [...]

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