Money Management and Personal Finance | The Dough Roller
A new year, a new resolution. Common resolutions run the gamut from the spiritual to the mundane, the altruistic to the self-serving, but most of us have one or more each year. Exercise more, eat less, lose the holiday weight, be on time for all appointments, be less judgmental, be friendly to strangers, and the [...]
World Vision began with the vision of Reverend Bob Pierce, who came across an orphaned child on a trip to China. At this time, the Reverend Pierce agreed to send $5 each month to the caretaker of the orphaned girl to help with her expenses. After this point, Reverend Pierce began building the idea of [...]
There’s no doubt that the holiday time will leave most of us with a noticeable hole in our wallets. Accordingly, as we start the New Year and the economy continues to remain sluggish, many of us will be searching out the best bargains we can find. Have no fear! It’s possible to get more than [...]
In 1972, a group of California banks established the Automated Clearing House (ACH) as a collaborative effort with their regional Federal Reserve to make clearing electronic transactions a simpler process. Word of its success spread so quickly that the process soon went national. Today, that means a much quicker electronic clearing process across the banking industry. [...]
A “Hedge Fund” is a general term that was originally used to describe a type of private, unregistered investment pool that utilized sophisticated hedging and arbitrage techniques to trade in the corporate equity markets. In English: this type of fund is a pooled fund, similar to a mutual fund, that uses more sophisticated – and [...]
Kimberly Palmer, an editor at U.S. News, recently published a personal finance book called Generation Earn. Although the book is geared toward young adults, I found that it spoke to my financial situation many times, even though I fall squarely in the middle age bracket (gray hair and all). So while I rarely write book [...]
You may have heard much talk about tax credits for energy saving improvements made to your home. A number of improvement costs can be credited against your annual income tax liability, provided they were for your main home located in the United States. You may be able to take a credit for up to 30% [...]
After the carols are over each year, you’ll start hearing a new chorus: Clearance, clearance, clearance! Stores always stock up on all manner of goods before the holidays, and frequently have stock left over that they need to remove before spring stock arrives. Here’s the 2010 guide to post-Holiday savings. Holiday Decor and Sweets Let’s [...]
Well ladies and gentlemen, today is the first day after Christmas, meaning that we have to wait another 364 days before Santa comes back and delivers gifts to all the boys and girls in 2011. While many might consider today to be a downer, it’s another day to spend time with your friends and family [...]