How To Budget Appropriately This Thanksgiving

Thanksgiving is fast approaching, and no one can deny that the preparation of this meal is a labor of love. Families all over the United States spend hours beforehand preparing the Thanksgiving Day menu, shopping for the food at the grocery store, and preparing the meal in the kitchen. However, not only is the Thanksgiving […]

The Lowdown on Exchange Traded Funds (ETF’s)

Most investors are familiar with mutual funds and index funds. In a mutual fund, investors pool their investment dollars, and fund managers decide how to invest that money. Investors are typically involved with certain aspects of the fund: strategy, what sorts of stocks or bonds it will invest in, size of firms it will invest […]

Your Credit Score: When Good Enough Will Do

In life, some high numbers matter more than others. A higher SAT score may get you that scholarship or that coveted spot at your chosen university. A higher salary is very rarely a negative. And having ended the game with the highest number on the scoreboard makes your team the winner. Having a really high […]

10 Most Expensive Cities to Buy a Home in the US

Between February and August of this year, Coldwell Banker studied average home prices in nearly 300 markets where the firm operates. The firm tracked the average prices of four bedroom, two bathroom houses in markets across the United States. The resulting report shows huge differences across the US, with average prices for comparable homes ranging […]

The Great Debate Between Disposable and Rechargable Batteries

Being environmentally friendly is often extremely inconvenient (CFL bulbs that give off weird light) or just plain expensive (solar panels that never recover their costs). But sometimes, we get it just right. We find products that are easier on both our planet and our pocket books, and actually make life easier. This is especially true […]

The History of the Credit Score

Credit scores became widely used in the 1980’s. Before the credit score was used, human judgment was the primary factor in deciding who received credit. Lenders relied on their past experience at observing consumer behavior as the basis for deciding which consumers warranted credit. This was not only a slow process, but also involved human […]