Applying the Four Agreements To Your Life

If you’ve ever read Don Miguel Ruiz’s book, The Four Agreements: A Practical Guide to Personal Freedom, you’ll understand the basic concept to living a happy life comes in four principles that a person must adopt. These four agreements are meant to be made with yourself and help guide your life in the direction of […]


What is Tax Form 1040 Schedule D?

If you’re a homeowner who might soon sell a home or an investor with money in stocks, bonds, or real estate, you’ll need to be familiar with tax form Schedule D. Tax form 1040 Schedule D is used to report capital gains for the purpose of income tax. A capital gain is any profit made […]


How to Refinance a Car Loan Online in 5 Minutes Flat

Photo: UggBoy UggGirl As I’ve written about many times, one of the best ways to save money is to refinance debt to a lower rate loan. When most people think of refinancing, the home mortgage is the first thing that comes to mind. But you can also refinance credit card debt by taking advantage of […]


Do You Qualify for an FHA Streamline Refinance?

Every year, the Federal Housing Authority (FHA) insures the mortgages of qualifying borrowers. The FHA provides lenders with an additional insurance that, should the borrower default on the loan, the FHA will pick up the tab on the outstanding balance. Benefits of an FHA Loan FHA loans come with a host of benefits for borrowers. […]


The 10 Cheapest Automobiles of 2011

Buying a car always involves a lot of research because you want to make sure you get the most for your money.  The best way you can do is that by spending as little as possible while finding the car that best suits your needs. Here’s a look at the bargain models for the coming […]


A Review of the Citi ThankYou Rewards Network

ThankYou from Citibank offers customers many ways to earn points from everyday transactions. The points can then be turned into a variety of gifts, including gift cards, cash and travel vouchers. To start earning points, all you need is a qualifying Citi checking account or credit card. Any of the following Citi cards will do: […]