October 2010

The Five Most Ticketed Automobiles

October 25, 2010

Last week, Forbes came out with an article on the five most ticketed automobiles. The study, conducted by Quality Planning, a San Francisco-based company that validates policyholder information for auto insurers looked at traffic violation data from February 2009 through February 2010. Quality Planning then counted the number of violations racked up by different car [...]

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The DoughRoller Weekly RoundUp (Be Sure to Vote Next Tuesday Edition)

October 24, 2010

On Tuesday, November 2nd, elections throughout the country will be held to determine seats in Congress, governors of state and many other political positions.  Even if you’re not enamored with any of your state’s candidates, I urge you to vote for the candidate you feel best fit to succeed in office.  Voting continues to be [...]

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5 Tips on Giving Back This Holiday Season with a Tight Budget

October 22, 2010

As the holiday season approaches (really, it will be here quicker than you know it), people are beginning to save and decide on their gift giving plan. With the economy having experienced some rough bumps this year, it’s uncertain how successful retailers will be this season. One thing is for certain, though: there has been and [...]

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Social Security Benefits Flatlined Until 2012

October 21, 2010

Social security, first passed in 1935 as part of Franklin Delano Roosevelt’s New Deal, encompasses a host of social insurance programs, including well-known federal benefits such as temporary assistance for needy families, unemployment insurance, Medicare, Medicaid, and the State Children’s Health Insurance Program. In common parlance, however, Social Security is usually used to refer to [...]

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The 10 Largest US Bankruptcies

October 20, 2010

It’s a sad fact of the free market: sometimes companies, even very large ones thought to be impervious to the perils of the market, fail. Some are subsumed into other businesses via buyouts, once market trading reduces a company’s value to a price favorable to other companies. Many, however, wind up filing for bankruptcy. Here’s [...]

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How Do Partial Balance Transfers Work?

October 20, 2010

Balance transfers have saved many a consumer from paying high interest rates on their credit card balances. In fact many consumers jump from credit card to credit card taking advantage of the 0% balance transfer promotions that many cards offer. With a balance transfer, the consumer is essentially transferring a full or partial balance from [...]

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What is Tax Form 1040 Schedule E?

October 19, 2010

Are you a property owner with rental income or losses? Thinking about buying a multiple unit property, living in one unit, and renting out the others? Do you expect to have any income from royalties or a pass-through entity such as a trust, estate, partnership or S-corp? If you answered yes to any of those [...]

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Is Our Economy in a Foreclosure Freeze?

October 19, 2010

As if the sub-prime mortgage crisis followed by a collapse of the housing market wasn’t enough. Behold the foreclosure crisis sparked by Jeffrey Stephan, head of Ally’s (formerly GMAC) foreclosure document processing team. Stephan admitted under oath to having signed off on documents that he had not reviewed for 10,000 foreclosure cases per month for [...]

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The 279th Carnival of Personal Finance – 80′s Music Lives On Edition

October 18, 2010

Growing up primarily in the 90′s, I was accustomed to turning on the radio and listening to bands named N’Sync, Ace of Base, and Hootie and the Blowfish.  Now some of you may think that childhood was no picnic, but there were few things I dreaded more than the two hour car ride to the [...]

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