Social Security Benefits Flatlined Until 2012

Social security, first passed in 1935 as part of Franklin Delano Roosevelt’s New Deal, encompasses a host of social insurance programs, including well-known federal benefits such as temporary assistance for needy families, unemployment insurance, Medicare, Medicaid, and the State Children’s Health Insurance Program. In common parlance, however, Social Security is usually used to refer to […]


The 10 Largest US Bankruptcies

It’s a sad fact of the free market: sometimes companies, even very large ones thought to be impervious to the perils of the market, fail. Some are subsumed into other businesses via buyouts, once market trading reduces a company’s value to a price favorable to other companies. Many, however, wind up filing for bankruptcy. Here’s […]


How Do Partial Balance Transfers Work?

Balance transfers have saved many a consumer from paying high interest rates on their credit card balances. In fact many consumers jump from credit card to credit card taking advantage of the 0% balance transfer promotions that many cards offer. With a balance transfer, the consumer is essentially transferring a full or partial balance from […]


What is Tax Form 1040 Schedule E?

Are you a property owner with rental income or losses? Thinking about buying a multiple unit property, living in one unit, and renting out the others? Do you expect to have any income from royalties or a pass-through entity such as a trust, estate, partnership or S-corp? If you answered “yes” to any of those […]


CheapOair.com Review w/ Promo Codes and Coupons

CheapOair.com is a 7-time award winning travel website, helping consumers book their travel purchases for years. They offer one of the largest selections of airfares, hotels, car rentals, vacation packages and travel deals obtained from multiple sources, including three of the most respected and widely used reservation systems and fifteen other negotiated rates data sources […]


How Does Debt Consolidation Affect Your FICO Score?

In its most general definition, debt consolidation is when a company or individual takes out one larger debt in order to pay off several smaller ones. A company might do this if it took out several small loans to finance growth and now finds interest rates lower than they were for the original loans. Most […]