The Best Credit Card Offers Are Online

Before the credit crunch, I often found that the credit card offers in my mailbox were better than those being offered online. But in the last two years, credit card mail offers have become less generous, while online offers have grown more competitive. Perhaps the main reason why mail offers are no longer competitive with […]


5 Tips on Giving Back This Holiday Season with a Tight Budget

As the holiday season approaches (really, it will be here quicker than you know it), people are beginning to save and decide on their gift giving plan. With the economy having experienced some rough bumps this year, it’s uncertain how successful retailers will be this season. One thing is for certain, though: there has been and […]


Social Security Benefits Flatlined Until 2012

Social security, first passed in 1935 as part of Franklin Delano Roosevelt’s New Deal, encompasses a host of social insurance programs, including well-known federal benefits such as temporary assistance for needy families, unemployment insurance, Medicare, Medicaid, and the State Children’s Health Insurance Program. In common parlance, however, Social Security is usually used to refer to […]


The 10 Largest US Bankruptcies

It’s a sad fact of the free market: sometimes companies, even very large ones thought to be impervious to the perils of the market, fail. Some are subsumed into other businesses via buyouts, once market trading reduces a company’s value to a price favorable to other companies. Many, however, wind up filing for bankruptcy. Here’s […]


How Do Partial Balance Transfers Work?

Balance transfers have saved many a consumer from paying high interest rates on their credit card balances. In fact many consumers jump from credit card to credit card taking advantage of the 0% balance transfer promotions that many cards offer. With a balance transfer, the consumer is essentially transferring a full or partial balance from […]


What is Tax Form 1040 Schedule E?

Are you a property owner with rental income or losses? Thinking about buying a multiple unit property, living in one unit, and renting out the others? Do you expect to have any income from royalties or a pass-through entity such as a trust, estate, partnership or S-corp? If you answered “yes” to any of those […]