401(k) and IRA Contribution Limits for 2011

The IRS recently released retirement savings contribution limits for 2011. These caps cover 401(k), 403(b), 457(b), and traditional IRA retirement accounts. For the most part, the limits are unchanged from 2010, although there are some small inflation adjustments with respect to qualifying income limitations. So here are the 2011 401k and IRA contribution limits: Elective […]

The DoughRoller Weekly RoundUp (The Origin of Halloween Edition)

Ah, Halloween. That wonderful evening each year when children and adults dress up as their favorite characters, spooks or specters and celebrate with treks for candy or costume parties. We all love it, from its Jack O’Lanterns to its haunted houses, ghost stories, and parades of children tapping at our door.  But where did this […]

College Dropouts Hurt More Than Just Themselves

Photo: JKD Atlanta If you or a family member has gone to college, or even so much as taken a look at possible costs, you know how much higher education can cost. Even in-state public tuition numbers are in the thousands of dollars, and private school annual tuition can approach or even exceed $50,000 per […]

DIY Credit Help: The New Credit Score Standard Raises The Bar

680 used to be the credit score consumers were told to aspire to. In this good credit range, a 680 was solid enough to access the great loan and mortgage rates, get you approval for most credit cards, and open up your financial options. With a 680, you could be confidant that you could borrow […]

Managing $225,000 in Debt Is Starting to Wear on Me

Every six months, I write down all of my debts, which are primarily student loans and for the last few years, I’ve been pretty satisfied with the progress I’ve made.  Only for the past 18 months have I actually been able to get ahead of my debts and with everything now being paid on time […]

Beware of These Two ATM Scams

Technology is both a curse and a blessing, especially when it comes to your finances. We continue to improve our ability to do things faster and with greater ease, but we are increasingly open to new threats. By now, you’re probably aware of the safety precautions you should take when using an ATM: Never go […]