August 2010

Six Ways to Protect Your Good Credit Score

August 9, 2010

Good credit is critical. Whether it is buying a home, a new car, applying for a credit card or taking out student or personal loans, a good credit score can save you thousands of dollars in interest payments. Building good credit is a challenge for many. Once you reach the promised land, however, you want [...]

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What is a W-5 Form?

August 9, 2010

If you’ve heard of the Earned Income Credit (EIC), the you may be familiar with what a W-5 tax form is.  EIC is a tax credit for certain workers. It reduces the taxes owed by those workers, and may result in a refund even if a worker owes no tax.  Some workers are even eligible [...]

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The DoughRoller Weekly RoundUp (NFL Season Starts TONIGHT Edition)

August 8, 2010

It’s that time of year again ladies and gentleman where 22 football players and seven zebra dressed referee’s take the field for the Hall of Fame pre-season NFL game.  Football has always been a passion of mine, and there’s no better time of year than the day the season gets underway. Tonight, the Cincinnati Bengals [...]

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Is Costco’s Lifetime Return Policy a Scam?

August 8, 2010

This article is about my experience with Costco’s purported lifetime return policy. But first let’s review. Last week Michael published an article about how he stole $45 from Costco. He felt terrible about what he had done and wanted readers’ views on the situation. Most people felt he did the wrong thing, myself included. But [...]

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Making Money Online–5 Real Life Examples

August 7, 2010

From time to time we’ve talked about how to make money online. And the fact is that anybody can earn money with an online business. I know many folks, for example, who not only make money blogging, but make enough to quit their regular jobs. So today I thought we’d look at 5 real-life examples [...]

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What is a W-7 Form?

August 5, 2010

A W-7 Form is used to obtain an Individual Tax Identification Number or “ITIN.” An ITIN is a number used for tax filing purposes and is issued by the Internal Revenue Service (IRS) to those individuals required to have a U.S. taxpayer identification number but do not have, and are not eligible to obtain a [...]

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Lending Club IRAs Can Help You Save for Retirement

August 4, 2010

My first IRA was a rollover with Vanguard. I still have the account today, and it’s a perfect way to invest retirement funds in low cost mutual funds. Sometimes, however, you want to invest a portion of your retirement into something a little more exciting. One option for those looking beyond mutual funds is Lending [...]

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Citi Forward Card $200 Restaurant.com Promotion

August 4, 2010

The Citi Forward Card, in conjunction with Restaurant.com, has launched an offer where new cardholders can earn a $200 Restaurant.com gift certificate after spending at least $100 in purchases before September 15, 2010.  If you’re not sure just how awesome of a deal this is, I’ll gladly explain below. As of September 15th 2010, the [...]

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I Stole $45 from Costco and I Feel Terrible

August 4, 2010

I decided to do something I always thought of as financially irresponsible and sign up for a Costco membership at my local store.  Roughly 10 miles from where I live, I knew that my allegiances to Publix and Winn-Dixie (the two local grocery chains) would prevent me from visiting Costco more than a few times [...]

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