7 Tips to Help Manage Your Finances When Out of Work

The unemployment rate has fallen dramatically in the past few years. But the memory of the latest financial crisis still lingers. It’s wise to recognize that there’s no such thing as true job security. You could find yourself unemployed after being gainfully employed for years. After the shock settles in, you need to accept that […]


What is a W-3 Form?

If you’re a typical wage- or salary-earning employee, read no further. If you’re an employer, small or large, if you have any traditional employees (as opposed to contractors) then you’ll need to file a W-3. Read on, novice business owners, for a run-down on what sort of requirements you can expect from a W-3. W-3 […]


Leveraging Both a 401(k) and a Roth IRA for Retirement

So the question is “Can I contribute to both a 401k plan and a Roth IRA”? Yes is the short answer, however, there are a few things employees must take into account when considering contributions to a 401(k) or 403(b) plan as well as a Roth IRA. Understanding a Roth IRA An IRA stands for […]


Plastic Jungle $25 Gift Card Giveaway x 2!

Congrats to our two lucky winners … Steve Capell and Ginger! You’ll be contacted by Plastic Jungle in the next 72 hours, so make sure to be on the lookout. Thanks to everyone for entering! When you think of the proper time to buy someone a gift card, three occasions probably come to mind.  Whether […]


Identity Theft Insurance – LifeLock vs. IDENTITY GUARD

Before I went to law school, I was a buyer for a large pharmaceutical company. I worked in a manufacturing facility and my boss was teaching me how to negotiate large contracts. He boiled all the advice you need when it comes to contracts down to one sentence–the big words giveth, and the small words […]


How Much Dough Does A Roller Need to Retire?

A simple question, with such a complicated answer. Just how much money do you need to retire?  The short answer is that you should certainly have enough in savings to bridge the gap between your retirement income and expenditures. Trouble is, that it can get complicated pretty quickly. First, you’ll need to figure out an […]