What is a W-3 Form?

W3

If you’re a typical wage- or salary-earning employee, read no further. If you’re an employer, small or large, if you have any traditional employees (as opposed to contractors) then you’ll need to file a W-3. Read on, novice business owners, for a run-down on what sort of requirements you can expect from a W-3. W-3 […]

Published or Updated: April 4, 2013

The DoughRoller Weekly Roundup (GM Going Public Again Edition)

GM

Fool me once, shame on you.  Fool me twice … well that’s the opportunity that GM might be providing investors very soon, as they’ve filed the necessary paperwork to go public once again.  It was just a few years ago in which GM had to use a ton of government bailout money in order to […]

Published or Updated: December 6, 2011

Leveraging Both a 401(k) and a Roth IRA for Retirement

So the question is “Can I contribute to both a 401k plan and a Roth IRA”? Yes is the short answer, however, there are a few things employees must take into account when considering contributions to a 401(k) or 403(b) plan as well as a Roth IRA. Understanding a Roth IRA An IRA stands for […]

Published or Updated: April 3, 2014

Plastic Jungle $25 Gift Card Giveaway x 2!

Congrats to our two lucky winners … Steve Capell and Ginger! You’ll be contacted by Plastic Jungle in the next 72 hours, so make sure to be on the lookout. Thanks to everyone for entering! When you think of the proper time to buy someone a gift card, three occasions probably come to mind.  Whether […]

Published or Updated: June 6, 2013

Identity Theft Insurance – LifeLock vs. IDENTITY GUARD

Before I went to law school, I was a buyer for a large pharmaceutical company. I worked in a manufacturing facility and my boss was teaching me how to negotiate large contracts. He boiled all the advice you need when it comes to contracts down to one sentence–the big words giveth, and the small words […]

Published or Updated: February 16, 2013

How Much Dough Does A Roller Need to Retire?

Magic Number

A simple question, with such a complicated answer. Just how much money do you need to retire?  The short answer is that you should certainly have enough in savings to bridge the gap between your retirement income and expenditures. Trouble is, that it can get complicated pretty quickly. First, you’ll need to figure out an […]

Published or Updated: April 4, 2013

Get Your Score With Enrollment from IDENTITY GUARD

ID Guard 1

Maintaining a high credit score is vital to saving tens of thousands of dollars on future car and home purchases and the first step into working towards high credit is knowing what your current credit looks like. Unfortunately, finding your credit score at a reasonable price can be difficult because the government only allows for […]

Published or Updated: December 14, 2011

The Financial Impact of Divorce

Divorce

Divorce. The word itself causes many of us to shiver. Not only can it be an emotionally painful and exhausting process, but it can also burn a huge hole in one’s wallet. Divorces can be extremely long, drawn out processes or can proceed quickly depending on the attitude of the parties involved and the requirements […]

Published or Updated: February 16, 2013

Six Ways to Protect Your Good Credit Score

Road to Good Credit

Good credit is critical. Whether it is buying a home, a new car, applying for a credit card or taking out student or personal loans, a good credit score can save you thousands of dollars in interest payments. Building good credit is a challenge for many. Once you reach the promised land, however, you want […]

Published or Updated: February 16, 2013