August 2010

What is a W-4 Form?

August 24, 2010

If you’ve ever started a job, you’ve filled out a Form W-4. Form W-4 is the federal tax form filled out by filers to allot tax withholding. The form ensures that your employer withholds the correct amount in federal tax.  Unless you’re exempt from withholding (if your income is less than $950, only $300 of [...]

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The Best Low Interest Credit Cards

August 24, 2010

If you’re the type of credit card carrier that rolls a balance over from month to month, than having a low interest credit card is a very important part of your wallet.  Gone are the days of 5% interest, but that doesn’t mean you have to settle for default APR’s of as high as 34.99%. [...]

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What Do Unemployment Numbers Really Mean?

August 23, 2010

Wondering what to make of the constant barrage of headlines about the US unemployment rate? While most people gather that a rising percentage is bad, and a declining one better, few understand exactly what information the rate reflects. Does an unemployment rate of 10% mean that one in 10 Americans isn’t working? Would that mean [...]

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Moral Monday – How Far Will You Go For Adequate Service?

August 23, 2010

Recent articles written about problems at Costco (caused by both parties) have sparked some good debate about business ethics and morals. So in that frame of mind, I’d like to have a regular segment discussing deep and not so deep moral and ethical dilemmas.  Please help by voicing your opinion at the end of the [...]

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The DoughRoller Weekly RoundUp (I Want a Candwich Edition)

August 22, 2010

Being the first to think of something that will change the world is not an easy task.  First, you have to come up with the idea, then spend countless months and years developing it, not to mention millions of dollars.  Only then, can you market your idea, show it’s usefulness and hopefully retire with a [...]

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Comcast Has Lost My Business Forever

August 20, 2010

I guess you can call me old fashioned, but when I find something I like, I stick with it.  Living in Miami for the last eight years, the only real cable provider in my area has been Comcast, so that is who has been servicing my cable and internet connection. I’ve been patient, I’ve been [...]

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When Good Credit Ain’t Good Enough

August 19, 2010

In both comments and e-mail, a lot of readers have had a similar complaint recently—they have good credit, but the still get denied for a credit card. In some cases, they even have the interest rates on their current cards raised substantially. So what’s going on here? Why do folks with good credit sometimes get [...]

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How To Separate Finances During a Divorce

August 19, 2010

Let’s be honest. Divorce is painful, even when it’s amicable.  It hurts you emotionally, and there is no way to escape from this fact. How badly divorce can hurt you financially, though, depends in part on how you deal with separating your finances from those of your ex pre- and post-divorce. In most marriages, one [...]

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7 Tips to Help Manage Your Finances When Out of Work

August 18, 2010

With the unemployment rate hovering at 9.5% and 80.4% of the nation’s 78.4 million families having at least one unemployed family member, it would be wise for us all to recognize that there is no such thing as true job security. Many of us find ourselves out of a job having been gainfully employed for [...]

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