Lending Club Offers $300 Investing Bonus!

Lending Club, the largest peer-to-peer lender in the world today, has announced a very generous bonus available for a limited time only.  Investors new or old, can earn up to $300 in cash depending on the amount of new money they load into their Lending Club accounts and invest before July 31st 2010.  First, let’s […]


What is a Second Chance Account and Where Can You Get One?

A checking account is an important tool to managing your finances. I’ve had a checking account since college, and frankly, it’s hard to imagine living without one. For some people, however, getting approved for a traditional checking account is impossible. And that’s where a second chance checking account can help. ChexSystems Fresh start checking accounts, […]


2010 Federal Income Tax Brackets (IRS Tax Rates)

Before we get into the various tax brackets for 2010, we should take a second to understand what a tax bracket is.  It’s a common misconception that your tax bracket is the percentage of your income paid in federal income tax.  Have you ever had a conversation where a relative warns you, “Don’t make more […]


magicJack Review – Why You Need it NOW

You wouldn’t know it to look at me but I’m not the biggest fan of technology.  I grew up in a home that still uses a rotary phone, never had a microwave or an answering machine, but I kind of liked it that way.  Usually when technology made an advance, it meant more money had […]


Understanding the Wall Street Stock Market Crash of 1929

The stock market crash of 1929 was an unprecedented economic event in American history and marked the beginning of the Great Depression in the United States. Fueled by exuberant speculation in the stock market, Americans failed to recognize the warning signs and continued to engage in risky behavior. The end of World War I ushered […]


Prepaid Credit Cards + Online Savings Account = Incredible Interest Rate

Update: The Mango MasterCard is no longer available. As an alternative, check out the Walmart MoneyCard Prepaid MasterCard. We recently learned of a prepaid credit card that will soon offer a high interest rate savings account to its customers. Believe it or not, the savings account will pay 5.1% interest, which is more than triple […]