50 Unbelievable Things You Can Buy For $5

Five dollars doesn’t go as far as it use to. Or in the words of Yogi Berra, “A nickel ain’t worth a dime anymore.” But it turns out that you can buy (and sell if you are so inclined), some unbelievable stuff for just $5. The following list of 50 items for sale for $5 […]


Mortgage Rates Fall Again–Is it Time to Buy or Refinance?

Just when you think mortgage rates can’t get any lower, they continue falling. As the Wall Street Journal reported today, mortgage rates have hit their lowest level in years. Here are the details: The 30-year fixed-rate mortgage averaged 4.84% for the week ended Thursday, down slightly from last week’s 4.93% average but up a hair […]


WTDirect Offering a $500 Bonus For New Accounts!

Update: WTDirect has discontinued this promotion, effective Monday, May 24th 2010 at 8:45 am ET. There is currently NO sign-up bonus for new accounts. WTDirect has made a serious play to become the best online bank with a one time bonus of up to $500 for new accounts.  While other online banks out there are […]


How to Build Credit Without Borrowing Money

How can you build credit when you have no credit? We’ve received this questions from several readers recently. Some want to know how to build credit without a credit card, or how to build credit without getting a loan. Until recently, the answer to these questions was simple—you can’t. The three major credit reporting agencies […]


Five Bank Fees To Avoid at All Costs!

We’ve all had our jaw drop at one time or another regarding a fee imposed for a seemingly routine service at a bank we’ve been doing business with for years.  When my bank charged me $20 to print a copy of a check I’d written to a landlord proving that I paid a security deposit, […]


ING Direct Review – Orange Savings, Electric Orange Checking and Orange CD’s

Update: ING Direct is now Capital One 360. Check out our review here. When you think high interest savings account and colors, a few come to mind.  Ally Bank is extremely purple, HSBC Advance is all about being red, and ING Direct is best known for being orange.  In fact, ING Direct is the only […]