How to Build Credit Without Borrowing Money

How can you build credit when you have no credit? We’ve received this questions from several readers recently. Some want to know how to build credit without a credit card, or how to build credit without getting a loan. Until recently, the answer to these questions was simple—you can’t. The three major credit reporting agencies […]

Published or Updated: September 12, 2011

Five Bank Fees To Avoid at All Costs!

Bank Fees

We’ve all had our jaw drop at one time or another regarding a fee imposed for a seemingly routine service at a bank we’ve been doing business with for years.  When my bank charged me $20 to print a copy of a check I’d written to a landlord proving that I paid a security deposit, […]

Published or Updated: December 8, 2011

ING Direct Review – Orange Savings, Electric Orange Checking and Orange CD’s

ING Direct

Update: ING Direct is now Capital One 360. Check out our review here. When you think high interest savings account and colors, a few come to mind.  Ally Bank is extremely purple, HSBC Advance is all about being red, and ING Direct is best known for being orange.  In fact, ING Direct is the only […]

Published or Updated: August 8, 2013

How Long Can You Live Off of Your Credit Card Rewards?

You Tube Video

Have you ever wondered how much money you can actually make from your credit card rewards program if you saved and saved and saved the points, miles or cash back until you cashed them out all at once?  Most credit card rewards programs offer a flat 1% rewards program, meaning for every $100 you spend, […]

Published or Updated: June 6, 2013

The DoughRoller Weekly RoundUp (Why is Netflix Advertising for Blockbuster Edition)


We’ve been covering the Netflix / Blockbuster saga pretty extensively over the last few months.  If you’ve been following along, it would appear, at least on the surface, that Blockbuster is making strides to be more competitive.  First, they introduced the in-store exchange system that allows customers to turn in their rentals by mail for […]

Published or Updated: December 6, 2011

Chase Ink Business Credit Card Reviews

Ink Bold_SimulateUE-sm

When I started my new business, getting a credit card was the last thing on my mind. As expenses came up that I needed to charge, such as buying something online, I used a personal card. Then it came time to file my taxes. Oh how I wished I’d used a business credit card, or […]

Published or Updated: May 10, 2013

Lending Club Now Offers Five-Year Notes!

Lending Club

With the retraction of brick and mortar banking loans, P2P lending has become increasingly popular amongst both lenders and borrowers. LendingClub, the leader in P2P lending, announced today that they are introducing five-year Notes.  Previously, the longest Note available was three years and neither Lending Club nor Prosper had ever ventured out just this far. So […]

Published or Updated: June 7, 2011

Pay-Per-Mile Auto Insurance–A Great Idea Ahead of its Time

At first glance, it seems like a great idea. Pay by the mile auto insurance. Drive a lot, pay more. Drive less, and save. But what seems like a great idea has had difficulty gaining traction. For a variety of reasons, including technology, regulations, and marketing, pay as you go auto insurance has stalled in […]

Published or Updated: June 6, 2013

The DoughRoller Weekly RoundUp (A Trillion Dollars Edition)


A not-so-long time ago, there was American currency printed worth more than just $100.   With the advancement of technology, the US government thought it to be a good idea to remove any bills in circulation worth more than $100 because counterfeiters were getting good at their jobs.  Back then, currency went as high as $100,000, […]

Published or Updated: November 25, 2012