I Was Audited By the IRS!

Picture this: You work for one company from January 1st through December 31st and that is your only source of income for the entire year.  You’re young, live on your own and have no financial responsibilities other than yourself.  Living paycheck to paycheck, your home is an apartment complex where you rent and the car […]

Review of Life or Debt 2010 by Stacy Johnson (and Giveaway)

Over the past 6 months or so I’ve been super-focused on paying down my debt. My goal is to be down to just my mortgage this time next year. Although all of our debt is “good debt,” the fact is it limits our options in significant ways. And that’s why the book, Life or Debt […]

The Pros and Cons of Credit Cards and Charge Cards

On the surface, a credit card and a charge card look and function the same way.  In reality, charge cards have significant differences to traditional credit cards and those difference are significant, particularly if you are trying to control your spending and debt. Since the passage of the Credit Card Act, charge cards have grown […]

How To Host a Holiday Dinner on a Budget

If you’re family is anything like mine then you have a hard time keeping track of just how many relatives you have. My grandparents thought it was cool to have a lot of kids and so did their kids. The result is 40+ first cousins, a ton of aunts and uncles and a grandmother and […]