The Pros and Cons of Credit Cards and Charge Cards

On the surface, a credit card and a charge card look and function the same way.  In reality, charge cards have significant differences to traditional credit cards and those difference are significant, particularly if you are trying to control your spending and debt. Since the passage of the Credit Card Act, charge cards have grown […]

Published or Updated: March 22, 2012

The DoughRoller Weekly RoundUp (FTC Imposes New Credit Report Rules Edition)


Last year’s credit card legislation affected more than just credit cards, it also changed the way that credit reports will forever be advertised.  Beginning April 1st, which was a few days ago, any business or enterprise advertising the availability of free credit reports must disclose the terms of the “free” credit report.  For example, if […]

Published or Updated: March 14, 2013

How To Host a Holiday Dinner on a Budget

Holiday Dinner

If you’re family is anything like mine then you have a hard time keeping track of just how many relatives you have. My grandparents thought it was cool to have a lot of kids and so did their kids. The result is 40+ first cousins, a ton of aunts and uncles and a grandmother and […]

Published or Updated: March 31, 2010