Does Canceling An Old Credit Card Hurt Your Credit?

A reader recently e-mailed me with a question about credit cards and his FICO credit score. Here’s his question: I have a question relating to annual credit card fees. One of my credit cards that i got about 7 years ago with HSBC has an annual fee of $37.00. I have developed positive credit history […]


The Ins and Outs of Car Insurance Deductibles

One of the easiest ways to save money is to adjust insurance deductibles. A deductible, to put it simply, is the money you pay out-of-pocket before your insurance company kicks in and pays its part. When it comes to automobile insurance, or any insurance for that matter, it’s critical that you set smart deductibles for […]


The Million Dollar Business of Swoopo – Penny Auctions Review

As a child, I was an avid sports card and coin collector.  Without the internet at my fingertips (early 90’s … that’s right, I’m young), I had three basic ways of obtaining new cards and coins.  I could either visit the local hobby shops, trade with my friends or my favorite, save up enough money […]


Should You Buy a New Car or Lease It?

If you’re in the market for a new car or truck, you might be considering the option to lease and the option to buy.  Unless you have enough cash available to purchase a new automobile outright, there are advantages and disadvantages to both choices and after you’ve considered your financial position, your decision should be […]