Beware of Census Scams

2010 U.S. Census Survey Questions

This week you should find the 2010 census survey in your mailbox. The U.S. census is conducted every 10 years as required by the Constitution. The Constitution mandates that a census be taken every decade to apportion the number of members of the House of Representatives among the states. But the census is also used […]

Published or Updated: March 18, 2010

How to Snag Big Game Tickets at Face Value

Event Tickets

If you’ve ever attended a big time sporting event, like the Superbowl or NCAA Men’s Final Four, then you’ve probably spent a good amount of money over face value for the tickets.  Every year in the sporting world, there are 10-12 events that scalpers and ticket brokers can’t greedily anticipate. And when fans are desperate […]

Published or Updated: March 15, 2013

How to Invest Like a Hedge Fund Manager

How to use SEC Form 13F to find stock tips I recently opened a Scottrade account for my SEP IRA. For the first time in 20 years of investing, I’ve decided to buy individual stocks in this account rather than mutual funds. And this decision has made me confront a fundamental investing question: How do […]

Published or Updated: March 13, 2010

Warning: Work From Home Oppotunities May be A Scam

Job Scam

I’m sure that a week doesn’t go by where you receive a few emails in your spam folder about the wonderful opportunities that are available for you to work at home.   In some cases, the e-mail promises a job that requires you to shell out money for the employment opportunity. Whether you’re a ‘check-cash go […]

Published or Updated: March 12, 2010

Citi Brings Back the 15-Month 0% APR Intro Offer


In what is a sure sign that the credit markets are thawing, Citi is the first credit card issuer in more than a year to offer a 0% balance transfer for 15 months. There’s an interesting history to balance transfer offers in general, and a 15-month offer in particular, but first here are the terms […]

Published or Updated: May 29, 2011

How to Switch Banks in 5 Easy Steps


Switching banks may seem as daunting as buying a new computer or doing your own taxes — or both, put together. You’d love better service, but dread the tedium of the transfer, set-up, and orientation process. There have been times when I’ve wanted to change banks, but the thought of going through all the hassle […]

Published or Updated: April 6, 2013

Does Canceling An Old Credit Card Hurt Your Credit?

FICO Credit Score Breakdown

A reader recently e-mailed me with a question about credit cards and his FICO credit score. Here’s his question: I have a question relating to annual credit card fees. One of my credit cards that i got about 7 years ago with HSBC has an annual fee of $37.00. I have developed positive credit history […]

Published or Updated: May 4, 2011

The Ins and Outs of Car Insurance Deductibles

One of the easiest ways to save money is to adjust insurance deductibles. A deductible, to put it simply, is the money you pay out-of-pocket before your insurance company kicks in and pays its part. When it comes to automobile insurance, or any insurance for that matter, it’s critical that you set smart deductibles for […]

Published or Updated: September 26, 2010

The Million Dollar Business of Swoopo – Penny Auctions Review


As a child, I was an avid sports card and coin collector.  Without the internet at my fingertips (early 90’s … that’s right, I’m young), I had three basic ways of obtaining new cards and coins.  I could either visit the local hobby shops, trade with my friends or my favorite, save up enough money […]

Published or Updated: April 23, 2012