How to Get Your Tax Refund Deposited On a Prepaid Card

Direct deposit of a tax refund is great news for some. You get your refund added to your checking account in about two weeks rather than the six to eight weeks it takes for a paper check refund. And you avoid the hassle of schlepping to your bank to deposit the refund check. For those […]


Beware of Census Scams

This week you should find the 2010 census survey in your mailbox. The U.S. census is conducted every 10 years as required by the Constitution. The Constitution mandates that a census be taken every decade to apportion the number of members of the House of Representatives among the states. But the census is also used […]


How to Snag Big Game Tickets at Face Value

If you’ve ever attended a big time sporting event, like the Superbowl or NCAA Men’s Final Four, then you’ve probably spent a good amount of money over face value for the tickets.  Every year in the sporting world, there are 10-12 events that scalpers and ticket brokers can’t greedily anticipate. And when fans are desperate […]


How to Invest Like a Hedge Fund Manager

How to use SEC Form 13F to find stock tips I recently opened an Ally Invest account. Starting back in 2012, I decided to buy individual stocks rather than mutual funds. And this decision has made me confront a fundamental investing question: How do I find stocks to invest in? My first purchase several years […]


How to Switch Banks in 5 Easy Steps

Switching banks may seem as daunting as buying a new computer or doing your own taxes — or both, put together. You’d love better service, but dread the tedium of the transfer, set-up, and orientation process. There have been times when I’ve wanted to change banks, but the thought of going through all the hassle […]


Does Canceling An Old Credit Card Hurt Your Credit?

A reader recently e-mailed me with a question about credit cards and his FICO credit score. Here’s his question: I have a question relating to annual credit card fees. One of my credit cards that i got about 7 years ago with HSBC has an annual fee of $37.00. I have developed positive credit history […]