A Dead Simple Alternative to CD Laddering

Yesterday we wrote about how to create a CD ladder. CD ladders are a great way to take advantage of the high interest rates of long-term CDs and the liquidity of short-term CDs. But to be honest, they are a bit of a nuisance to create. CD laddering requires you to open and manage multiple […]

Published or Updated: April 6, 2013

How (and Why) to Create a CD Ladder

Creating a CD ladder is a great way to combine the high interest rates of long-term CDs with the liquidity of short-term CDs. Years ago, laddering certificates of deposit was a lot of work. Not only did you have to go down to your bank to open up multiple CD accounts, but your options were […]

Published or Updated: April 6, 2013

Buxfer Review – Easy Online Money Management

Buxfer - 1

In our never-ending search for useful money management tools, Buxfer is an option that is new to many. Buxfer is a full-service online money management tool that appeals to those preparing for everything from a summer vacation to retirement. It has something for everyone and also has many unique features that you cannot find in […]

Published or Updated: February 16, 2013

The DoughRoller Weekly RoundUp (Bank of America Mortgage Forgiveness Edition)

Bank of America

In the first act of what appears to be a bailout for the American public, Bank of America announced that if you have a mortgage 20% greater than the value of your home, you will be entitled to a forgiveness program that can reduce your principal loan amount by up to 30%.  The program works […]

Published or Updated: May 23, 2011

Tax Refund Anticipation Loans – Just Say No!


A tax refund goes a long way for many Americans. Whether you add your refund to a high yield savings account, pay some bills, or treat yourself to a new purchase, millions eagerly anticipate the day the tax refund arrives. For some, however, the tax refund check is bitter sweet. There were an estimated 8.4 […]

Published or Updated: October 28, 2012

Five iPhone Apps That Help Save You Money

Mint.com application

With tens of thousands of apps out there for iPhone users, surely there are a few to help the Dough Roller crowd organize, save and keep tabs on their money. In fact, there are more than a few. But only a handful prove to be downright irresistible downloads. Here is our short list. 1. Mint.com […]

Published or Updated: March 14, 2013

InsureMe.com Review

InsureMe.com (1)

Before the days of the internet, the ways in which you could compare insurance quotes were limited to two.  Either you had the time to visit brick and mortar insurance companies and provide all of your personal details, or you sat at home attached to your phone talking with a sales representative.  The process was […]

Published or Updated: June 6, 2013

Health Care Reform Bill–26 Facts and Figures

By a vote of 219 to 212, the House of Representatives passed the health care reform bill. While it seems everybody has an opinion about Obamacare, we thought we’d stick just to the facts, and let you decide whether the bill is good or bad for the country. So with that in mind, here are […]

Published or Updated: October 28, 2012

How to Get Your Tax Refund Deposited On a Prepaid Card

Direct deposit of a tax refund is great news for some. You get your refund added to your checking account in about two weeks rather than the six to eight weeks it takes for a paper check refund. And you avoid the hassle of schlepping to your bank to deposit the refund check. For those […]

Published or Updated: May 17, 2014