Archives for February 2010

Don’t Be Stupid… Financially Speaking

This guest post comes from Darwin’s Finance, a blog focused on approaching personal finances from an innovative evolutionary standpoint, and ETFBase, which is focused solely on ETF strategies and news. So Google coined “Don’t be Evil”. I’m not the first one to say “Don’t be Stupid” and I won’t be the last. But I see […]

Published or Updated: December 8, 2011

Should a Credit Card Act as Your Emergency Fund?

It’s a commonly accepted rule of personal finance that one should save 3 to 6 month’s worth of expenses in an emergency fund. Reserved for true emergencies, the conventional wisdom dictates that you stash your cash in a high rate savings account or maybe a short-term high yield CD. The key is to have ready […]

Published or Updated: April 6, 2013

How To Pick a Winning Bond Fund

Many investors don’t pay much attention to the bond portion of their portfolio. And that’s not surprising. Bond funds aren’t very exciting. I suspect most investors’ reasoning goes something like this: If I pick a winning stock fund, my results improve dramatically. If I pick a winning bond fund, my results improve by what, one […]

Published or Updated: July 6, 2010

How to Open a Scottrade Brokerage Account Online

This past Sunday I opened a Scottrade account online. It took about 10 minutes and the process was very easy. This account is for an SEP IRA, although the process is pretty much the same regardless of the type of brokerage account you open. In this article, we’ll walk through what you need to open […]

Published or Updated: July 30, 2014

H&R Block At Home Review & Coupon Codes

Year after year, I had filed my tax returns online with TurboTax and never thought anything of it.  My tax situation was pretty simple to understand. I had one job on the books, and had enough federal income tax taken out of my weekly checks to receive a nice, hefty refund.  After about 10 minutes […]

Published or Updated: February 20, 2015

How to Find the Best Prepaid Card for a College Student

Prepaid cards are gaining popularity among college students (and their parents) for several reasons. First, with a prepaid card, you don’t have the risk of going deep into debt, high interest payments, or late fees. Second, if parents are involved in the finances, they can easily add money to the card online. And finally, under […]

Published or Updated: February 16, 2013

EverBank World Currency CD

When you think of a certificate of deposit, you probably think, safe, boring, and low interest rates. And that does describe most CDs, including all of the CD interest rates we track. But EverBank offers a unique option among CDs- the World Currency Index CD. With EverBank’s World Currency CDs, you not only invest in […]

Published or Updated: April 6, 2013

How Much is a Favor Worth To You?

If you’ve ever read the King James Bible, then your mind is probably filled with thousands of memorable quotes that you recognize everyday in society.  While actively practicing “turning the other cheek” or “treating your neighbor as you would want to be treated” may not really affect your financial bottom line, there is one that […]

Published or Updated: April 21, 2014

How to Uncover the Secret Fees of Your 401(k)

Do you know how much your 401(k) is costing you? Chances are the answer is no. Because a 401(k) does not send out a monthly or quarterly bill, it’s easy to forget about the fact that these retirement accounts can cost plenty. Most employers absorb some of these costs, but many of them are passed […]

Published or Updated: July 6, 2010

Advertising Disclosure: The credit card and savings account offers that appear on this site are from companies from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all credit card companies, banks, or all available offers, although best efforts are made to include a comprehensive list of offers regardless of compensation.