Money Ratios: Are You on Track to Retire Early (or at all)?

Your Money Ratios by Charles Farrell

One of the hardest things in all of finance to figure out is whether you’re on track to retire when you want to retire. There are so many variables, ranging from how much you’ll save, to the returns you’ll earn, to how much you will actually need during retirement. And then there are countless unknowns, […]

Published or Updated: April 21, 2014

What is an Insurance Bureau Score?

insurance_score

You’ve undoubtedly heard of a FICO credit score. We’ve talked about credit scores in the past, including how to improve your score and how to get your FICO score. But what you may have never heard of before is your Insurance Bureau Score. If you have a credit score, you have an insurance score, too. […]

Published or Updated: February 12, 2010

The 10 Most and 10 Least Expensive Cars To Insure

Nissan GT R

Last week, I received an email from my car insurance provider, Progressive, that the address they had on file was out of date.  After reading this, I knew that I was about to pay a little extra for the premium I booked months ago.  Purposefully, I did not change my address when I moved because […]

Published or Updated: September 26, 2010

Don’t Be Stupid… Financially Speaking

This guest post comes from Darwin’s Finance, a blog focused on approaching personal finances from an innovative evolutionary standpoint, and ETFBase, which is focused solely on ETF strategies and news. So Google coined “Don’t be Evil”. I’m not the first one to say “Don’t be Stupid” and I won’t be the last. But I see […]

Published or Updated: December 8, 2011

Should a Credit Card Act as Your Emergency Fund?

credit_card_emergency_fund

It’s a commonly accepted rule of personal finance that one should save 3 to 6 month’s worth of expenses in an emergency fund. Reserved for true emergencies, the conventional wisdom dictates that you stash your cash in a high rate savings account or maybe a short-term high yield CD. The key is to have ready […]

Published or Updated: April 6, 2013

How To Pick a Winning Bond Fund

Many investors don’t pay much attention to the bond portion of their portfolio. And that’s not surprising. Bond funds aren’t very exciting. I suspect most investors’ reasoning goes something like this: If I pick a winning stock fund, my results improve dramatically. If I pick a winning bond fund, my results improve by what, one […]

Published or Updated: July 6, 2010

How to Open a Scottrade Brokerage Account Online

Scottrade Banner 4

This past Sunday I opened a Scottrade account online. It took about 10 minutes and the process was very easy. This account is for an SEP IRA, although the process is pretty much the same regardless of the type of brokerage account you open. In this article, we’ll walk through what you need to open […]

Published or Updated: July 30, 2014

H&R Block At Home Review & Coupon Codes

H&R Block Splash page

Year after year, I had filed my tax returns online with TurboTax and never thought anything of it.  My tax situation was pretty simple to understand. I had one job on the books and had enough federal income tax taken out of my weekly checks to receive a nice hefty refund.  After about 10 minutes […]

Published or Updated: January 7, 2013

How to Find the Best Prepaid Card for a College Student

Facecard_College_Student_Prepaid

Prepaid cards are gaining popularity among college students (and their parents) for several reasons. First, with a prepaid card, you don’t have the risk of going deep into debt, high interest payments, or late fees. Second, if parents are involved in the finances, they can easily add money to the card online. And finally, under […]

Published or Updated: February 16, 2013