Are Discount Health Plans a Scam?

Health insurance is expensive. And if you are shopping for individual health insurance, you know it can be really expensive. Add to that pre-existing conditions, and the price can be outright ridiculous. And that’s why the following claims can be really enticing to those looking for health insurance: Affordable Health Care Plan Pre-existing conditions? No […]


What is an Insurance Bureau Score?

You’ve undoubtedly heard of a FICO credit score. We’ve talked about credit scores in the past, including how to improve your score and how to get your FICO score. But what you may have never heard of before is your Insurance Bureau Score. If you have a credit score, you have an insurance score, too. […]


Should a Credit Card Act as Your Emergency Fund?

It’s a commonly accepted rule of personal finance that one should save 3 to 6 month’s worth of expenses in an emergency fund. Reserved for true emergencies, the conventional wisdom dictates that you stash your cash in a high rate savings account or maybe a short-term high yield CD. The key is to have ready […]


How To Pick a Winning Bond Fund

Many investors don’t pay much attention to the bond portion of their portfolio. And that’s not surprising. A Bond fund isn’t very exciting. I suspect most investors’ reasoning goes something like this: If I pick a winning stock fund, my results improve dramatically. If I pick a winning bond fund, my results improve by what, […]


How to Open a Scottrade Brokerage Account Online

This past Sunday I opened a Scottrade account online. It took about 10 minutes and the process was very easy. This account is for an SEP IRA, although the process is pretty much the same regardless of the type of brokerage account you open. In this article, we’ll walk through what you need to open […]


H&R Block At Home Review & Coupon Codes

Year after year, I had filed my tax returns online with TurboTax and never thought anything of it.  My tax situation was pretty simple to understand. I had one job on the books, and had enough federal income tax taken out of my weekly checks to receive a nice, hefty refund.  After about 10 minutes […]